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98 Henderson St, Phillipsburg, NJ, 08865

0beds
0baths
3,200sqft
$364,500
$114price/sqft
$3,028/moest. monthly cost
$121,120/yrincome needed

About This Home

98 HENDERSON ST PHILLIPSBURG NJ 08865 - 3200 +/- SQ FT 8 BAYMASONRY GARAGE LOCATED ON .44 +/- ACRE LOT - LARGEPARKING AREA - R-50 ZONING - FANTASTIC REDEVELOPMENT SITE

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

5/10
4/10
5/10
Phillipsburg High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Cinder Block

Type & Style

  • Home type: Condo
  • Architectural style: See Remarks
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Basement: None

Features

  • See Remarks

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Features: See Remarks

Property

Details

  • Parcel number: 3019013080000000690000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.43 Acres
  • Lot size dimensions: .434 ACRE

Parking

  • Total spaces: 8
  • Parking features: Dirt,Driveway-Exclusive,Gravel,Attached Garage,Built-In Garage,Oversized,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,843$22,116
Home Insurance *$147$1,764
Property Taxes $686$8,232
Electricity $352$4,233
Total$3,028$36,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,817/yr
40% on housing$90,840/yr
45% on housing$80,746/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$198
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-24Listed for sale$364,500
2021-11-30Sold$159,900
2021-10-15Listed for sale$159,900

For Sale by Agent

AgentJoseph Paranee
BrokerageParanee Properties Of Nj Llc

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