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1109 Studdingsail Ln, Charleston, SC, 29412

4beds
4baths
2,226sqft
$1,295,000
$582price/sqft
$7,849/moest. monthly cost
$313,960/yrincome needed

About This Home

Amazing unobstructed views of both Folly Beach and Folly River from your rooftop deck. Views of the waterfront can also be enjoyed from every window in the home. Explore the natural surroundings with easy water access via the community dock, and Folly Beach is just a ten-minute bike ride away! Nestled on Bowen Island and just minutes to Folly Beach, this townhome, built in 2022 with a charming board and batten elevation and brick pavers. The elevated construction accommodates a two-car garage with ample storage for a golf cart, bikes, kayaks and more. The property has been updated and a list of features are noted in the documents section.The first floor of the home is bright and inviting with 10-foot ceilings, 8-foot doorways, updated lighting, plantation shutters and modern trim casing around doors and windows. The gourmet kitchen is complete with gas range and stainless-steel hood, double wall ovens and an expansive shiplap island with quartz counters. White cabinetry reaches the ceiling, and the oversized pantry provides even more storage space. While the island offers casual bar top seating space, formal dining space is located at the front of the home. An office (presently used as an exercise room) is next to the living room. The living room has access to the main level porch overlooking the marsh while the dining area has its own porch on the front of the home. A powder room completes this level. The second floor contains three bedrooms, each with tray ceilings as well as the laundry facilities. The primary bedroom is large with a custom California Closet system and the ensuite offers a quartz vanity with dual sinks and a large walk-in tiled shower with bench. The two guest rooms enjoy marsh views and one of the rooms has direct access to the guest hall bathroom with tile surround bathtub. Designed for maximum enjoyment of the surrounding marsh, the third-floor rooftop patio offers your own slice of paradise to enjoy anytime. Sliding doors open to the oversized deck with plenty space for outdoor furniture. The additional living space includes a full bathroom as well as a beverage cooler and dry bar. This property has an elevator shaft in place to all three floors which optimized additional storage with custom California Closet Systems. Access the home via the interior stairwell on the garage level. The home is in excellent condition and has been well maintained. Conveniently located to shops, restaurants, Harris Teeter, James Island library, county park at the end of Folly Beach as well as the brand-new Folly Pier.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

8/10
8/10
Camp Road MiddleGrades 6-84.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Raised,Pillar/Post/Pier
  • Roof: Architectural
  • Construction materials: Cement Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling - Smooth,Tray Ceiling(s),High Ceilings,Kitchen Island,Walk-In Closet(s),Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,226
  • Total interior livable area: 2,226 sqft

Property

Details

  • Attached to another structure: Yes

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Balcony,Dock,Rain Gutters
  • On waterfront: Yes
  • Waterfront features: Marshfront,River Front,Waterfront

Lot

  • Lot size: 3,049 sqft
  • Features: 0 - .5 Acre

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Earthquake
Cold Wave
Ice Storm
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$656$7,872
Property Taxes $431$5,172
Electricity $214$2,568
Total$7,849$94,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,108/yr
40% on housing$235,470/yr
45% on housing$209,306/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$582This listing

vs Other Active Listings

Avg $/sqft

ZIP 29412$317
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29412$371
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Price change$1,295,000
2025-10-23Listed for sale$1,395,000
2024-06-17Sold$1,150,000
2024-04-15Contingent$1,150,000
2024-03-28Listed for sale$1,150,000
2022-07-05Sold$742,900
2022-03-15Pending sale$742,900
2021-10-06Listed for sale$742,900

For Sale by Agent

AgentBarry Kalinsky
BrokerageCarriage Properties LLC

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