916-920 Clay St, San Francisco, CA, 94108
About This Home
916-920 Clay Street is a mixed-use investment property located in the heart of San Francisco's Chinatown/North Beach corridor. The building features a fully leased ground-floor retail space with basement storage, providing stable income. The upper two floors consist of 12 SRO units (6 per floor) with shared kitchen and bathroom facilities, plus coin-operated laundry on the second floor. Approximately 3,681 SF of living area on a 1,337 SF lot, zoned CRNC. Built in 1907, this property offers strong in-place cash flow with long-term upside potential through operational improvements and repositioning. Conveniently located near public transportation, dining, and neighborhood amenities.
Getting Around
Walker's Paradise
Rider's Paradise
BikeableSchools
Construction
Condition
- Year built: 1907
Type & Style
- Home type: MultiFamily
- Property subType: Mixed Use
Interior
Interior Area
- Total structure area: 3,681
- Total interior livable area: 3,681 sqft
Property
Details
- Parcel number: 0211006
- Special condition: Standard
Lot
- Lot size: 1,337 sqft
- Features: Private
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Francisco County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,018 | $84,216 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $832 | $9,984 |
| Electricity | $789 | $9,472 |
| Total | $8,715 | $104,580 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Listed for sale | $1,388,000 |
| 2023-08-18 | Listing removed | -- |
| 2021-11-16 | Price change | $1,675,000 |
| 2021-10-04 | Listed for sale | $1,850,000 |
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