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4528 Stone Harbor Ct, New Haven, IN, 46774

4beds
3baths
2,220sqft
$326,900
$147price/sqft
$2,252/moest. monthly cost
$90,080/yrincome needed

About This Home

Like new and never lived in, this four year old home in EAC offers modern comfort in great condition. The inviting living room flows into the open family room and kitchen, featuring an island breakfast bar, stainless steel appliances, easy patio access, and a convenient main floor half bath. Upstairs, you'll find four spacious bedrooms, two full baths including a Jack-and-Jill bath, multiple walk in closets, and an upstairs laundry room. Enjoy outdoor living on the open patio overlooking the expansive backyard, plus the convenience of a two-car attached garage. Sellers also added buried drainage tiles around the home, routed to a rear property drain for added peace of mind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
New Haven Primary SchoolGrades PK-21.2 mi
3/10
New Haven High SchoolGrades 7-121.4 mi
5/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Electric Range

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Main
  • Area: 280

Features

  • 1st Bdrm En Suite,Breakfast Bar,Walk-In Closet(s),Kitchen Island,Double Vanity,Stand Up Shower,Tub/Shower Combination
  • Window features: Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 2,220

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,220
  • Total interior livable area: 2,220 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 021324202006.000041

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.25 Acres
  • Features: Level
  • Lot size dimensions: 0x0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,652$19,824
Home Insurance *$188$2,256
Property Taxes $209$2,508
Electricity $203$2,442
Total$2,252$27,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,211/yr
40% on housing$67,560/yr
45% on housing$60,053/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 46774$131
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46774$146
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$326,900
2026-06-25Price change$329,900
2026-06-12Listed for sale$334,900
2025-06-24Listing removed$320,000
2025-03-20Listed for sale$320,000
2022-02-17Listing removed--
2022-01-17Pending sale$299,900
2022-01-14Price change$299,900
2022-01-11Price change$297,425
2021-10-28Price change$299,900
2021-10-02Listed for sale$294,900

For Sale by Agent

AgentCarla Holbrook
BrokerageAnthony REALTORS

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