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745 Larson Street #B, Friday Harbor, WA, 98250

1beds
1baths
900sqft
$505,000
$561price/sqft
$3,039/moest. monthly cost
$121,560/yrincome needed

About This Home

Delightful home located in the Town of Friday Harbor, offering the perfect blend of comfort, character, and convenience. This thoughtfully updated 900-square-foot home is just minutes from schools, shopping, restaurants, grocery stores, and all the amenities of downtown, and Linde Park is just a short distance away. Situated on a quiet, level lot in a peaceful neighborhood, the property provides plenty of space for gardening, outdoor entertaining, play, or simply relaxing. Meticulously maintained, the home has been extensively updated with a new roof, new cedar exterior siding, energy-efficient double-pane windows, fir doors, and hardwood flooring throughout the main level. The loft features cork flooring with triple-layers designed to reduce noise, along with custom maple stairs accented by handcrafted copper railings. The kitchen has been tastefully updated with alder cabinetry featuring solid maple interiors, complemented by updated appliances. The inviting interior includes one main-level bedroom and a full bathroom conveniently located just across the hall. The spacious loft offers exceptional flexibility and can easily serve as a second bedroom, home office, media room, or creative space. This move-in-ready home is an ideal opportunity to enjoy island living in a desirable in-town location.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
9/10
Friday Harbor High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1974

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1974

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Laundry room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Features

  • Ceiling Fan(s),Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Bamboo/Cork,Hardwood

Heating & Cooling

  • Heating features: Radiator,Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 351151019000
  • Zoning: Residential
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Loft,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 10,079 sqft
  • Features: Dead End Street,Paved,Deck,Fenced-Partially,High Speed Internet,Outbuildings

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Winter Weather
Coastal Flooding
Cold Wave
Inland Flooding

FEMA Declared Disasters in San Juan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$114$1,368
Property Taxes $223$2,676
Electricity $149$1,793
Total$3,039$36,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,194/yr
40% on housing$91,170/yr
45% on housing$81,040/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$561This listing

vs Other Active Listings

Avg $/sqft

ZIP 98250$485
San Juan County$455

vs Homes Sold Last Month

Median $/sqft

ZIP 98250
San Juan County$599

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$505,000
2026-07-20Listed for sale$505,000
2026-07-11Pending sale$505,000
2026-07-06Listed for sale$505,000

For Sale by Agent

AgentTerese Prescott
BrokerageIsland Grp Sotheby's Int Rlty

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