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3124 Zenkner Valley Road SW, Centralia, WA, 98531

3beds
3baths
2,170sqft
$486,995
$224price/sqft
$3,033/moest. monthly cost
$121,320/yrincome needed

About This Home

Private Oasis just minutes from town! Unwind and enjoy the outdoors in this private setting surrounded by a lush greenbelt type backdrop. The split-level layout offers a spacious feel with multiple living areas, including a large bonus room and den/office. 3 bedrooms and 3 baths provide ample living space, while fireplaces on both levels add a cozy touch. Step outside and find lots of options for outdoor living in this quintessential PNW woodland setting. All new 40 yr roof in 2018, large deck in the front, RV parking, huge well-maintained yard and covered deck off the breakfast nook allow for outdoor entertainment and relaxation, and local wildlife viewing no matter what the weather.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
4/10
Centralia Middle SchoolGrades 7-82.9 mi
4/10
Centralia High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Poured Concrete,Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1991

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Basement bathroom

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Den Office

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Split

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,170
  • Total interior livable area: 2,170 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Rec Room

  • Level: Lower

Property

Details

  • Parcel number: 023515014000
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Split
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Water Heater
  • Topography of land: Level,Partial Slope,Sloped
  • Residential vegetation: Brush,Garden Space,Wooded

Lot

  • Lot size: 0.73 Acres
  • Features: Cul-De-Sac,Paved,Secluded,Deck,RV Parking
  • Lot size dimensions: 31799

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Lewis County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,462$29,544
Home Insurance *$147$1,764
Property Taxes $275$3,300
Electricity $149$1,793
Total$3,033$36,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,988/yr
40% on housing$90,990/yr
45% on housing$80,880/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 98531$175
Lewis County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 98531$267
Lewis County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$486,995
2026-07-13Pending sale$486,995
2026-07-01Price change$486,995
2026-06-01Listed for sale$499,995
2003-04-30Sold$154,000

For Sale by Agent

AgentStaci Perez
BrokerageRealty One Group Pacifica

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