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10908 10910 Valley Avenue E, Puyallup, WA, 98372

2beds
2baths
968sqft
$439,750
$454price/sqft
$2,780/moest. monthly cost
$111,200/yrincome needed

About This Home

New septic system being installed – a major improvement already underway for the next owner. Solid, turn-key duplex offering exceptional flexibility and long-term upside. Ideal for both experienced investors and first-time buyers, this charming “dollhouse” duplex has been thoughtfully maintained by a long-term investor owner. Strong history of occupancy, excellent visibility, and consistent rental demand. Well-positioned for immediate use while a buyer completes design, permitting, and entitlement work. Zoned for commercial potential, making this a compelling opportunity for buyers seeking income today with future redevelopment or mixed-use potential (buyer to verify).

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
Stewart Elementary SchoolGrades PK-60.9 mi
6/10
7/10
Puyallup High SchoolGrades 10-121.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1967

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 968
  • Total interior livable area: 968 sqft

Property

Details

  • Parcel number: 2245000110
  • Zoning description: Commercial,Multi-Family,Jurisdiction: City
  • Special condition: Standard

Lot

  • Lot size: 5,501 sqft
  • Features: Paved,Value In Land,Cable TV,Fenced-Partially,High Speed Internet

Parking

  • Total spaces: 8
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,223$26,676
Home Insurance *$97$1,164
Property Taxes $311$3,732
Electricity $149$1,793
Total$2,780$33,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,314/yr
40% on housing$83,400/yr
45% on housing$74,133/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 98372$216
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98372$292
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$444,750
2026-01-10Listed for sale$447,850
2014-06-30Sold$132,500

For Sale by Agent

AgentNicholas T. Vilvandre
BrokerageKeller Williams Downtown Sea

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