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9551 NE South Beach Drive #3H, Bainbridge Island, WA, 98110

2beds
2baths
1,303sqft
$549,000
$421price/sqft
$3,356/moest. monthly cost
$134,240/yrincome needed

About This Home

Sunny top-floor end unit in a historic building with shared access to one of Bainbridge Island’s most beautiful and serene low-bank waterfronts. Enjoy sweeping views of Puget Sound, Mt. Rainier, and Blake Island. Open-concept living space and private balcony that expands the home outdoors. Large windows fill the home with natural light throughout. Features include a spacious primary suite with a five-piece en-suite bath and walk-in closet, cozy gas fireplace, new carpet, elevator access, oversized storage unit, and private garage. Located on the sunny south end of the island near Pleasant Beach Village shops, dining, and entertainment, plus Fort Ward Park with miles of scenic hiking trails. Kayak the calm waters of Rich Passage and enjoy the best of Bainbridge Island waterfront living.

Getting Around

7
WalkingCar-Dependent
15
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

9/10
Odyssey Multiage ProgramGrades K-84.2 mi
7/10
Eagle Harbor High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition,Metal
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2003

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: electric,Water Heater Location: 2nd br closet,Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Window features: Insulated Windows,Coverings: blinds
  • Flooring: Ceramic Tile,Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Baseboard,See Remarks,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,303
  • Total interior livable area: 1,303 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 81370000030808
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Cooking-Electric,Dryer-Electric,End Unit,Fireplace,Insulated Windows,Primary Bathroom,Sprinkler System,Top Floor,Walk-In Closet(s),Washer,Water Heater
  • Has view: Yes
  • View description: Partial,Sound
  • Has water view: Yes
  • Water view: Sound
  • On waterfront: Yes
  • Waterfront features: Low Bank

Lot

  • Features: Paved

Parking

  • Total spaces: 1
  • Parking features: Individual Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$102$1,224
Property Taxes $329$3,948
Electricity $149$1,793
Total$3,356$40,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,062/yr
40% on housing$100,680/yr
45% on housing$89,493/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$421This listing

vs Other Active Listings

Avg $/sqft

ZIP 98110$530
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98110$545
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$549,000
2026-06-13Price change$590,000
2026-06-05Listed for sale$610,000
2023-05-11Listing removed--
2023-03-02Listed for rent$2,400
2005-10-28Sold$328,000
2004-01-16Sold$239,350

For Sale by Agent

AgentCarl Sussman
BrokerageRealogics Sotheby's Int'l Rlty

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