10953 N Madison Avenue NE, Bainbridge Island, WA, 98110
About This Home
Tucked away at the end of a quiet dead-end street, this Bainbridge Island property offers a secluded setting situated on a 200,376-square-foot lot, just minutes from the ferry. The primary residence is a 2,400-square-foot, two-story home featuring a cement planked exterior, a southwest-facing orientation, and a deck for taking in the territorial views. The property also includes a partially fenced yard, an attached 2-car garage, and a detached 800-square-foot dwelling with 2 beds and 1 bath. This separate, self-contained living space offers versatile options for guest accommodations or rental income potential. Recent seller updates include new paint, updated hardware, and brand-new gutters. Inside, the home features a blend of engineered hardwood flooring and carpeting. Don't miss out on this absolute gem of a property—come see it for yourself and experience this beautiful island retreat!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1998
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Cement Planked,Wood Products,Cement Plank
Type & Style
- Home type: SingleFamily
- Architectural style: 2 Story
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bathroom Full
- Level: Second
Bathroom Full
- Level: Main
Bathroom Three Quarter
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 3/4 bathrooms: 1
- Main level bathrooms: 1
Features
- Dining Room
- Flooring: Engineered Hardwood,Carpet
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: None
Interior Area
- Total structure area: 2,400
- Total interior livable area: 3,200 sqft
Living Room
- Level: Main
Master Bedroom
- Level: Second
Utility Room
- Level: Main
Property
Details
- Parcel number: 15250210772004
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Dining Room
- Has view: Yes
- View description: Territorial
- Topography of land: Level,Sloped
- Residential vegetation: Brush,Garden Space,Wooded
Lot
- Lot size: 4.60 Acres
- Features: Dead End Street,Secluded,Deck,Fenced-Partially,Propane
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Earthquake
- Heat Wave
- Landslide
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Kitsap County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,568 | $78,816 |
| Home Insurance * | $241 | $2,892 |
| Property Taxes | $779 | $9,348 |
| Electricity | $218 | $2,626 |
| Total | $7,806 | $93,672 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $1,299,000 |
| 2026-06-27 | Listed for sale | $1,399,000 |
| 2002-11-25 | Sold | $256,025 |
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