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9470 SILVER CREEK Lane #44, Bremerton, WA, 98311

2beds
2baths
1,376sqft
$185,000
$134price/sqft
$1,240/moest. monthly cost
$49,600/yrincome needed

About This Home

Enjoy comfort and an active lifestyle in this inviting home within a centrally located, welcoming 55+ community. Community amenities include a small golf course, clubhouse with a full kitchen and meeting areas, expansive covered porches, horseshoe pits, tennis courts, scenic walking trails, and convenient RV parking. This light-filled home features vaulted ceilings, abundant windows, and a bright, open feel. The kitchen offers new stainless-steel appliances, and the spacious primary suite includes updated bath fixtures and room to relax. A generous second bedroom is ideal for guests, hobbies, or a home office, while the separate utility room includes a washer and dryer. Freshly painted inside and out, the home also features a newer roof, forced-air heating, and a heat pump for central air conditioning. An attached two-car carport and large storage room add everyday convenience. Located just minutes from shopping, medical services, the library, schools, and employment centers.

Getting Around

9
WalkingCar-Dependent
28
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
Olympic High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter,Concrete Ribbon
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manuf-Double Wide
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Elect,Water Heater Location: Utility Rm

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Double Pane Windows
  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: 90%+ High Efficiency,Forced Air,Heat Pump,Electric
  • Cooling features: 90%+ High Efficiency,Forced Air,Heat Pump

Interior Area

  • Total structure area: 1,376
  • Total interior livable area: 1,376 sqft

Property

Details

  • Parcel number: 90000063070008
  • Lease amount: 925
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Water Heater
  • Has view: Yes
  • View description: Territorial

Lot

  • Features: Dead End Street,Paved

Parking

  • Parking features: Carport,Uncovered
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$45$540
Property Taxes $111$1,332
Electricity $149$1,793
Total$1,240$14,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,514/yr
40% on housing$37,200/yr
45% on housing$33,066/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 98311$195
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98311$282
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$180,000
2026-07-22Listed for sale$185,000
2002-08-15Sold$80,000

For Sale by Agent

AgentFrank C. Leach
BrokerageRE/MAX Platinum Srvs/Silverdal

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