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11645 Sunray Lane SE, Olalla, WA, 98359

5beds
5baths
3,529sqft
$1,109,995
$315price/sqft
$6,730/moest. monthly cost
$269,200/yrincome needed

About This Home

“Welcome to your private treehouse in the forest. Nestled among towering evergreens, this beautiful and versatile 3,529 sq ft home offers exceptional privacy and a rare blend of luxury living with flexible multi-generational space.The main level features an open-concept layout connecting the chef’s kitchen, dining area, and living room—perfect for everyday living and entertaining. The gourmet kitchen includes a 6-burner Dacor propane cooktop, double ovens, KitchenAid appliances, beverage refrigerator, and 46-bottle wine fridge. French doors open to an expansive deck overlooking the trees with café lights, a built-in movie screen, and BBQ hookup to the homeowner-owned propane tank. A powder room and versatile media room/den/office complete the main floor.Upstairs offers two bedrooms, a full bath, laundry room, and a spacious primary suite with walk-in closet and spa-like ensuite featuring a dual-head shower and jetted Jacuzzi tub for two.A new heat pump provides efficient heating and A/C. Two propane on-demand tankless water heaters, GEN-TRAN system, and 5,500W generator ensure reliable comfort year-round. Enjoy a custom stone staircase to a fire pit overlooking your private forest and ravine, plus a salmon-bearing stream below. Full RV hookups with 30-amp power and sewer dump included.The lower level includes a fully permitted 1-bedroom MIL/ADU with kitchen, living area, walk-in closet, full bath, wine fridge, dishwasher, second laundry, and private patio, own entry MIL Apt

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Olalla Elementary SchoolGrades PK-51.2 mi
7/10
South Kitsap High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Products

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: 3 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater Location: garage

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Main

Features

  • Pantry
  • Door features: French Doors
  • Number of fireplaces: 3
  • Fireplace features: See Remarks,Lower Level: 1,Main Level: 1,Upper Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Great Room

  • Level: Lower

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Electric,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,529
  • Total interior livable area: 3,529 sqft

Kitchen With Eating Space

  • Level: Main

Kitchen With Eating Space

  • Level: Lower

Master Bedroom

  • Level: Third

Other

  • Level: Main

Property

Details

  • Parcel number: 32230220352004
  • Zoning: RP
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Patio & porch: Second Kitchen,Fireplace,French Doors,Pantry,Walk-In Closet(s),Wine/Beverage Refrigerator,Wired for Generator
  • Has view: Yes
  • View description: Territorial
  • On waterfront: Yes
  • Waterfront features: Creek
  • Topography of land: Sloped
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 2.65 Acres
  • Features: Dead End Street,Cable TV,Deck,Outdoor Fireplace,Patio,Propane,RV Parking

Parking

  • Total spaces: 8
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,612$67,344
Home Insurance *$212$2,544
Property Taxes $665$7,980
Electricity $241$2,896
Total$6,730$80,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,742/yr
40% on housing$201,900/yr
45% on housing$179,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 98359$464
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98359$364
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$1,250,000
2017-11-15Sold$527,000
2009-10-15Sold$425,000
2005-02-04Sold$83,500

For Sale by Agent

AgentTracy Crabtree
BrokerageNewberry Realty Renton

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