See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

454 Harmony Heights, Brewster, WA, 98812

1beds
1baths
504sqft
$239,900
$476price/sqft
$1,694/moest. monthly cost
$67,760/yrincome needed

About This Home

20 Acres of Paradise at the end of a private road. This rare find combines rugged beauty with sophisticated infrastructure. The custom lofted cabin features a new metal roof, fresh exterior paint, and modern electric heat—perfect for year-round living or a weekend getaway. The expansive acreage includes seasonal springs, two ponds, and a private fire easement for secondary access. Whether you’re looking to expand on the existing 2-bedroom septic or enjoy the recreational haven as-is, this property is a versatile dream. RV parking with hookups included!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

3/10
6/10
4/10
Brewster High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Wall Furnace,Electric,Wood
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 504
  • Total interior livable area: 504 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Second

Property

Details

  • Parcel number: 3124282005
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope,Sloped

Lot

  • Lot size: 20 Acres
  • Features: Secluded

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Wildfire
Hail
Lightning
Winter Weather
Avalanche
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$128$1,536
Property Taxes $204$2,448
Electricity $149$1,793
Total$1,694$20,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,080/yr
40% on housing$50,820/yr
45% on housing$45,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$476This listing

vs Other Active Listings

Avg $/sqft

ZIP 98812$166
Okanogan County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 98812
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Listed for sale$239,900
2008-10-03Sold$27,000

For Sale by Agent

AgentCole Harvey
BrokerageNick McLean Real Estate Group

Similar Homes