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304 B St NW, Miami, OK, 74354

5beds
2baths
3,777sqft
$219,000
$58price/sqft
$1,756/moest. monthly cost
$70,240/yrincome needed

About This Home

Step back into the 1920's. This 3777 sq ft, 5 bedrooms, 2 bath, American Foursquare style home born in 1925, is a testament to timeless craftmanship, featuring solid double brick construction, stunning hardwoods and detailed woodwork throughout. The grand foyer welcomes you into a home boasting a formal dining room, a sun drenched sunroom, a functional mudroom and a full basement. Modern peace of mind is guaranteed with a newer roof, new windows throughout, electrical updates, some pex plumbing, and a new central heat unit. Complete with a charming front porch and a 2 car detached garage, this home seamlessly blends historic charm with modern durability. Own a piece of history with modern touches. Make an appointment to see this magnificent high-character property today.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
Wilson Elementary SchoolGrades PK-K0.3 mi
3/10
Miami Junior High SchoolGrades 7-91.5 mi
5/10
Miami High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Raised
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Natural Gas,None

Interior Area

  • Total structure area: 3,777
  • Total interior livable area: 3,777 sqft

Property

Details

  • Parcel number: 352000017013000000
  • Zoning: Residential

Features

  • Stories: 2

Lot

  • Lot size: 8,712 sqft
  • Features: Abstract
  • Lot size dimensions: 8712

Parking

  • Parking features: Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters in Ottawa County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance $260$3,120
Property Taxes $109$1,308
Electricity $280$3,371
Total$1,756$21,072

Income You'd Need if You Spent...

35% on housing$60,205/yr
40% on housing$52,680/yr
45% on housing$46,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 74354$83
Ottawa County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 74354$98
Ottawa County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$229,000
2026-04-02Pending sale$229,000
2026-03-28Listed for sale$229,000
2021-11-16Sold$199,900
2021-09-27Listed for sale$199,900
2018-03-23Sold$41,000

For Sale by Agent

AgentKay Ellen Reese
BrokerageJohnson & Associates Realty

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