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324 Harper Ln, Georgetown, TX, 78626

3beds
2baths
1,207sqft
$312,000
$258price/sqft
$2,452/moest. monthly cost
$98,080/yrincome needed

About This Home

Beautiful 3-bedroom, 2-bath home located in the highly desirable Carlson Place neighborhood in Georgetown! Built in 2022, the home with it's spacious living room features a stylish bar that seamlessly connects to the kitchen, which is equipped with granite countertops, range, microwave and refrigerator. The primary suite offers a comfortable retreat with a walk-in closet and a private en-suite bathroom. Step outside to a covered patio—perfect for relaxing or entertaining. Competitively priced and move-in ready, this home is a must-see! No one may alter or occupy property until after closing and funding. HUD will prosecute trespassers. All properties are sold AS IS without any guarantee or warranty by seller.FOR UTILITY TURN ONS, APPROVAL MUST BE GRANTED IN ADVANCE FROM HUD’S FIELD SERVICE MANAGER. IN CASES WHERE PLUMBING DEFICIENCIES EXIST, APPROVAL FOR WATER TURN-ON MAY BE DENIED

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
George Wagner MiddleGrades 6-82.2 mi
5/10
East View High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,207
  • Total interior livable area: 1,207 sqft

Property

Details

  • Parcel number: R607740
  • Special condition: Real Estate Owned

Features

  • Stories: 1

Lot

  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,577$18,924
Home Insurance *$133$1,596
Property Taxes $504$6,048
Electricity $238$2,859
Total$2,452$29,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,068/yr
40% on housing$73,560/yr
45% on housing$65,386/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 78626$309
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78626$181
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-11-15Sold--
2022-09-26Listing removed--
2022-09-13Price change$350,000
2022-08-15Listed for sale$355,000
2022-07-12Contingent$355,000
2022-07-09Price change$355,000
2022-06-27Listed for sale$365,000
2022-02-16Listing removed--
2021-10-03Pending sale$337,080
2021-09-27Listed for sale$332,080

Unknown Listed By

AgentDavid Seeto
BrokerageSeeto Realty

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