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333 & 335 N 4th St, San Jose, CA, 95112

3beds
2baths
941sqft
$888,000
$944price/sqft
$5,505/moest. monthly cost
$220,200/yrincome needed

About This Home

Exceptional and affordable duplex located in the coveted historic prime location Hensley neighborhood in city of San Jose. An outstanding investment opportunity just moments from the future Google campus, Downtown San Jose, SAP Center, San Jose State University, and San Jose International Airport. Low-maintenance yard completes this desirable property. An excellent opportunity to live in one unit and rent the other, offering built-in rental income to help reduce monthly mortgage costs. Or have this as part of your investment portfolio, both units are rented on month to month, with no HOA cost and you own the land.

Getting Around

81
WalkingVery Walkable
57
TransitGood Transit
90
BikeBiker's Paradise

Schools

4/10
Muwekma Ohlone MiddleGrades 6-80.1 mi
5/10
San Jose High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1898

Materials

  • Foundation: Crawl Space
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Architectural style: Craftsman
  • Property subType: Duplex,Residential Income

Interior

Appliances

  • Appliances included: Gas Cooktop
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Door features: None
  • Flooring: Carpet,Vinyl Linoleum

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 941
  • Total interior livable area: 941 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 24946038
  • Zoning: RM
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 1,920 sqft

Parking

  • Parking features: Off Street
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,490$53,880
Home Insurance *$114$1,368
Property Taxes $503$6,036
Electricity $398$4,786
Total$5,505$66,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,742/yr
40% on housing$165,150/yr
45% on housing$146,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$944This listing

vs Other Active Listings

Avg $/sqft

ZIP 95112$475
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95112$797
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$888,000
2021-11-08Sold$833,000
2021-09-23Listed for sale$850,000

For Sale by Agent

AgentMary Joy Espanola
BrokerageColdwell Banker Realty

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