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6430 NE 150 Private Rd, Osceola, MO, 64776

5beds
5baths
6,588sqft
$879,000
$133price/sqft
$5,778/moest. monthly cost
$231,120/yrincome needed

About This Home

Private 41-acre estateat the end of a secluded drive- complete with pond, awesome creek, guest house and massive shop! This beautifully updated 5,000+sq ft home offers the rare mix of total privacy and modern comfort just a few minutes from Osceola. Enjoy panoramic pond views from the sunroom / living room, entertain on the 1,800sqft wraparound deck, and explore trails through your own timber and meadow and beautiful creek. With a massive 30x50 shop, guest house, hunting stand, fruit trees, and space for horses, ATVs, or homesteading, property delivers the freedom most people only dream about. High-speed fiber internet available. So many other details to have a safe sanctuary, a transfer switch for generator and perfect food storage, 2 kitchens for food preperations. many others you have to come see! Properties Like this rarely come along-come see it and experience it for yourself.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
Osceola Elementary SchoolGrades PK-62.3 mi
2/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood Siding

Notable Dates

  • Major remodel year: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven/Range,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper
  • Area: 361

Bedroom4

  • Level: Upper
  • Area: 224

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 314.4

Family Room

  • Level: Lower
  • Area: 770.57

Features

  • Window features: Vinyl
  • Flooring: Carpet,Tile
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Finished area above ground: 4,774

Heating & Cooling

  • Heating features: Propane,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,296
  • Total interior livable area: 6,588 sqft

Kitchen

  • Level: Main
  • Area: 194.3

Living Room

  • Level: Main
  • Area: 308.45

Master Bedroom

  • Level: Main
  • Area: 254.24

Property

Details

  • Parcel number: 095.022000000004.02
  • Special condition: Standard

Features

  • Levels: 2+ Stories
  • Stories: 2
  • Patio & porch: Covered
  • Fencing: Full

Lot

  • Lot size: 41.30 Acres

Parking

  • Total spaces: 7
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$458$5,496
Property Taxes $373$4,476
Electricity $503$6,036
Total$5,778$69,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,102/yr
40% on housing$173,340/yr
45% on housing$154,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 64776$910
St. Clair County$499

vs Homes Sold Last Month

Median $/sqft

ZIP 64776
St. Clair County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$949,000
2026-05-12Contingent$949,000
2026-04-10Price change$949,000
2026-03-05Price change$1,095,000
2026-02-11Price change$1,149,000
2025-10-27Price change$1,199,000
2025-10-13Price change$1,289,000
2025-08-31Listed for sale$1,299,000
2021-11-22Sold--
2021-10-08Pending sale$525,000
2021-10-08Contingent$525,000
2021-09-17Listed for sale$525,000

For Sale by Agent

AgentIda N Lambrecht
BrokerageEXP Realty LLC

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