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7 High Bluff Rd, Belchertown, MA, 01007

4beds
3baths
2,100sqft
$579,900
$276price/sqft
$4,227/moest. monthly cost
$169,080/yrincome needed

About This Home

Custom built with Many more amenities then homes in this price range. The builder has designed a well thought out floor plan with the buyers convenience and requirements in mind. An open floor plan perfect for entertaining with a custom staircase to the second floor living areas, large living room with propane fireplace, wainscotting moldings, hardwood floors throughout, kitchen with quartz countertops, tile back splash, center island with plenty of seating, upgraded stainless appliances, , large walk in pantry, dining area that leads to the trex deck, 4 good sized bedrooms, 2.5 baths including a master bath with ensuite tile flooring. Energy efficient with central air and propane heating. Large lot with plenty of room to roam. So many possibilities and near by amenities. Live in a subdivision with no Hoa fees plus another great feature of a new construction home everything is new and comes with a one year builders warranty which is a plus

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
Cold Spring SchoolGrades PK-K4.2 mi
5/10
Jabish Middle SchoolGrades 7-83.9 mi
7/10
Belchertown High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Flooring - Stone/Ceramic Tile,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Walk-In Closet(s), Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Walk-In Closet(s), Flooring - Hardwood
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Open Floorplan, Wainscoting
  • Level: First

Features

  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Stainless Steel Appliances
  • Level: First

Living Room

  • Features: Flooring - Hardwood, Open Floorplan, Wainscoting
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood
  • Level: Second

Property

Details

  • Parcel number: M:272 L:80.02,4667077
  • Zoning: r

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck

Lot

  • Lot size: 10,206 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 5
  • Parking features: Attached,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$188$2,256
Property Taxes $693$8,316
Electricity $414$4,969
Total$4,227$50,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,925/yr
40% on housing$126,810/yr
45% on housing$112,720/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 01007$275
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01007$245
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$609,900
2026-05-01Listing removed$609,900
2026-04-20Listed for sale$609,900
2026-03-29Contingent$629,900
2026-03-08Listed for sale$629,900
2026-03-06Listing removed$629,900
2026-02-05Listed for sale$629,900
2026-02-03Listing removed$629,900
2025-12-02Listed for sale$629,900

For Sale by Agent

AgentPatricia Joaquim
BrokerageGallagher Real Estate

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