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11 7th Ave W, Polson, MT, 59860

--beds
--baths
--sqft
$699,000
--price/sqft
$4,463/moest. monthly cost
$178,520/yrincome needed

About This Home

Fantastic Polson commercial building with so many options ! Here is a large area to work with for your business imagination! Don't miss out on this newer commercial building opportunity in Polson. Built in 2025, this is a 35' x 120' wood framed, steel sided building, currently housing two businesses and an efficiency apt., close to downtown Polson. Building is built on a concrete slab, and has a heat pump and air, handicap bathroom, additional bathroom, Lock off between businesses. Plenty of parking for whatever business you might want to run here. Tenant would like to continue renting the original part of the building that is 836 sq.ft and includes the efficiency apt. Price Improvement !!!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

--
Cherry Valley SchoolGrades PK-10.1 mi
6/10
Polson Middle SchoolGrades 5-80.6 mi
5/10
Polson High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Features

  • Flooring: Concrete

Heating

  • Heating features: Has Heating (Unspecified Type)

Property

Lot

  • Lot size: 7,013 sqft

Parking

  • Total spaces: 10
  • Parking features: Additional Parking,Alley Access,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Inland Flooding
Avalanche
Ice Storm
Landslide
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $499$5,988
Property Taxes $279$3,348
Electricity $151$1,812
Total$4,463$53,556

Income You'd Need if You Spent...

35% on housing$153,017/yr
40% on housing$133,890/yr
45% on housing$119,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$413
Lake County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$689,000
2026-07-23Price change$699,000
2026-06-22Price change$719,000
2026-05-21Listed for sale$735,000
2021-10-28Sold--

For Sale by Agent

AgentCindy Johnson
BrokerageEngel & Völkers Polson

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