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21-51 Marina Ct, Lanark, IL, 61046

5beds
3baths
3,520sqft
$699,000
$199price/sqft
$6,294/moest. monthly cost
$251,760/yrincome needed

About This Home

WATERFRONT HOME WITH DOCK AND A DEEDED SLIP IN THE EAST MARINA (B18) - BRAND NEW CONSTRUCTION - READY FOR OCCUPANCY!!!!! Five bedrooms and three bathrooms make this a very spacious home. Main floor laundry and open floor plan with three bedrooms on the main floor. The kitchen, dining room and living room are all in the 37 x 25 Great Room with vaulted ceiling. The walkout basement has 2 bedrooms, each having their own sliding glass door to the lower level patio, full bath and a versatile layout with options for separate family room/game room/office space. The cabinets are American Woodmark and the colors are Maple slate for the kitchen island and bathrooms, maple cider for the other kitchen cabinets. The kitchen countertops are quartz. The bathrooms have tub/shower surrounds and the flooring LVP that looks like tile (but feels warmer). The windows and patio doors are Anderson. The Lake Carroll community offers a 640-acre lake, 18-hole golf course, 14 miles of ATV/UTV/snow mobile trails, an equestrian area, lodge, clubhouse & pro-shop, banquet facilities, indoor & outdoor pools, tennis/pickleball courts and many clubs, committees, and social activities to keep you entertained all year long! The GoLakeCarroll website can give you great information also. Deeded slip is a short distance away in the East Marina and available for the 2026 season! Bonus: all furnishings are available for purchase!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Eastland Middle SchoolGrades PK-66.3 mi
7/10
Eastland High SchoolGrades 7-124.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Water Softener,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Basement Entrance,Finished,Full Exposure

Bedroom2

  • Level: Main
  • Area: 182

Bedroom3

  • Level: Main
  • Area: 121

Bedroom4

  • Level: Walk Out
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 144

Family Room

  • Level: Basement
  • Area: 500

Features

  • L.L. Finished Space,Ceiling-Vaults/Cathedral,Solid Surface Counters,Walk-In Closet(s)
  • Finished area below ground: 1,760
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,520
  • Total interior livable area: 3,520 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 483

Master Bedroom

  • Level: Main
  • Area: 255

Property

Details

  • Parcel number: 040413421051

Features

  • Patio & porch: Deck,Patio
  • Exterior features: Deeded Boat Slip
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes

Lot

  • Lot size: 2.99 Acres
  • Features: Partial Exposure,Covenants,Restrictions

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Drought
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$1,471$17,652
Property Taxes $1,019$12,228
Electricity $270$3,248
Total$6,294$75,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,794/yr
40% on housing$188,820/yr
45% on housing$167,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 61046$143
Carroll County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 61046
Carroll County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Price change$699,000
2026-02-27Listed for sale$749,000
2023-09-29Sold$75,000
2023-09-02Pending sale$110,000
2023-01-27Price change$110,000
2021-07-10Listed for sale$149,900
2006-11-01Sold$140,000

For Sale by Agent

AgentTracey DeCrane
BrokerageRe/Max Town Lake & Country

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