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27 Prospect St, Easthampton, MA, 01027

6beds
3baths
2,660sqft
$499,500
$188price/sqft
$3,760/moest. monthly cost
$150,400/yrincome needed

About This Home

OFFER DEADLINE: HIGHEST AND BEST, Thursday at 2:00pm. Welcome to this spacious, well-maintained home, originally designed as a three-family residence and thoughtfully converted into a single-family home. Offering incredible flexibility, the property can easily be converted back to a multifamily layout if desired. Featuring six bedrooms, two living rooms, and a versatile flex room off the primary bedroom, this home provides plenty of space for comfortable living, entertaining, or working from home. Beautiful hardwood floors flow throughout much of the home, adding warmth and character. The dining room’s sliding doors lead to a large deck overlooking the private backyard perfect for relaxing or hosting family and friends. Conveniently located near the bike path and just minutes from downtown Easthampton, you’ll enjoy easy access to local shops, restaurants, parks, and all the amenities the area has to offer. Open House 8/4 5-7pm

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

4/10
Mountain View SchoolGrades PK-81.2 mi
7/10
Easthampton High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone,Brick/Mortar
  • Roof: Shingle,Slate
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Sump Pump,Unfinished

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full
  • Level: Second

Bathroom3

  • Features: Bathroom - Full
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Wood
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wood
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Wood
  • Level: Second

Bedroom5

  • Features: Flooring - Wall to Wall Carpet
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Wood
  • Level: First

Family Room

  • Features: Flooring - Wood
  • Level: First

Features

  • Walk-up Attic
  • Flooring: Wood,Tile
  • Finished area above ground: 2,660

Heating & Cooling

  • Heating features: Hot Water,Steam,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,660
  • Total interior livable area: 2,660 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Stainless Steel Appliances
  • Level: First

Living Room

  • Features: Flooring - Wood
  • Level: First

Master Bedroom

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Property

Details

  • Parcel number: M:0145 B:0009 L:0000,3028375
  • Zoning: R5
  • Exclusions: Cabinet In Entry Way,Chandelier In Dining Room.

Features

  • Patio & porch: Porch,Porch - Enclosed,Deck,Deck - Wood
  • Exterior features: Porch,Porch - Enclosed,Deck,Deck - Wood,Rain Gutters,Storage,Fenced Yard,Garden
  • Fencing: Fenced

Lot

  • Lot size: 0.62 Acres

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,525$30,300
Home Insurance *$145$1,740
Property Taxes $566$6,792
Electricity $524$6,294
Total$3,760$45,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,914/yr
40% on housing$112,800/yr
45% on housing$100,266/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 01027$225
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01027$263
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$499,500
2026-08-01Listed for sale$499,500
2020-11-22Listing removed$424,900
2020-11-09Pending sale$424,900
2020-10-20Listed for sale$424,900

For Sale by Agent

AgentAlexa Groeber
BrokerageTaylor Agency

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