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16445 N Fork Rd, Polebridge, MT, 59928

1beds
1baths
288sqft
$699,999
$2,431price/sqft
$4,288/moest. monthly cost
$171,520/yrincome needed

About This Home

Peaceful & secluded 40 acres located north of Polebridge, MT. The property is heavily treed, has a seasonal pond and meadowed areas. Bordered by State land, Nature Conservancy land and the northeast corner touches Forest Service land for added privacy. Mountain views include the Whitefish Range, mountain tops of Glacier National Park and the Rocky Mountains of Canada. There is a shared well and the septic is installed. Enjoy the cozy 12X24 cabin that's set up on the property, ready to finish to your liking and includes a composting toilet. Excellent opportunity to stay in the cabin while building your dream home nestled among the trees! There is even a weather proof and rodent proof storage container for all of the extra necessities. The property is located close to Flathead River and makes the perfect basecamp for hiking, biking, exploring, rafting or whatever outdoor activity your heart desires. Wildlife browsing the property include bears, elk, wolves, mountain lions and moose. This fabulous off grid property is ready for you to create your own private oasis.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
9/10
Columbia Falls 7-8Grades 6-842.8 mi
5/10
Columbia Falls High SchoolGrades 9-1243.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Other
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 288 sqft

Property

Details

  • Parcel number: 07493421101010000
  • Zoning: See Remarks
  • Zoning description: North Fork & Scenic
  • Special condition: Standard

Features

  • Fencing: None
  • Has view: Yes
  • View description: Park/Greenbelt,Mountain(s),Residential,Trees/Woods
  • Topography of land: Level,Rolling,Sloping,Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 40 Acres
  • Features: Gentle Sloping,Meadow,Secluded,Views,Wooded,Wetlands,Level,Rolling Slope

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Avalanche
Landslide
Wildfire
Winter Weather
Cold Wave

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $284$3,408
Property Taxes $314$3,768
Electricity $151$1,812
Total$4,288$51,456

Income You'd Need if You Spent...

35% on housing$147,017/yr
40% on housing$128,640/yr
45% on housing$114,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,431This listing

vs Other Active Listings

Avg $/sqft

ZIP 59928$325
Flathead County$401

vs Homes Sold Last Month

Median $/sqft

ZIP 59928$694
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Price change$699,999
2026-04-16Price change$749,000
2026-03-03Listed for sale$799,000
2025-10-01Listing removed$845,000
2025-09-12Price change$845,000
2025-07-14Price change$879,000
2025-07-04Listed for sale$899,000
2021-11-04Sold--
2021-09-23Pending sale$450,000
2021-09-23Contingent$450,000
2021-09-09Listed for sale$450,000
2021-09-09Pending sale$450,000

For Sale by Agent

AgentShawnee D Barge
BrokerageHomeSmart Realty Partners

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