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32511 Waterview Dr E #9C, Loxley, AL, 36551

3beds
3baths
2,063sqft
$499,000
$242price/sqft
$3,225/moest. monthly cost
$129,000/yrincome needed

About This Home

Great Condo in Steelwood Community. Great views and atmosphere. Buyer to verify all information during due diligence.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
Loxley Elementary SchoolGrades PK-66.2 mi
8/10
8/10
Robertsdale High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Brick,Wood Siding,Hardboard,Stone,Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator w/Ice Maker,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,063
  • Total interior livable area: 2,063 sqft

Property

Details

  • Parcel number: 3306130000001.058.903
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Irrigation Sprinkler
  • Fencing: Fenced
  • Has view: Yes
  • View description: Indirect Lake Side
  • Has water view: Yes
  • Water view: Indirect Lake Side
  • On waterfront: Yes
  • Waterfront features: Lake Front

Parking

  • Total spaces: 1
  • Parking features: Attached,Detached,Golf Cart Garage,Carport,Assigned
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$342$4,104
Property Taxes $120$1,440
Electricity $240$2,881
Total$3,225$38,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,571/yr
40% on housing$96,750/yr
45% on housing$86,000/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 36551$167
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36551$170
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$525,000
2025-06-09Sold$500,000
2025-02-26Listing removed$424,900
2025-02-11Price change$424,900
2025-02-06Listed for sale$425,000
2022-05-11Sold$345,000
2022-04-05Pending sale$387,000
2021-09-04Listed for sale$387,000

For Sale by Agent

AgentAnil Vira
BrokerageCottages of Fairhope Inc

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