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11740 Mystic Rock Ln S, Waynesboro, PA, 17268

3beds
3baths
1,951sqft
$355,000
$182price/sqft
$2,450/moest. monthly cost
$98,000/yrincome needed

About This Home

Built in 2021 and beautifully maintained, this duplex-style home offers modern finishes, an open main-level layout, and a convenient Waynesboro, PA location just 2.6 miles from shopping, dining, and everyday essentials. The main level features stylish LVP flooring throughout, a bright living room with a gas fireplace, a comfortable dining area, and a well-appointed kitchen with granite countertops, abundant cabinetry, stainless steel appliances, pantry storage, and a slider ready for a future deck. Upstairs, the spacious owner’s suite offers vaulted ceilings, a large closet, and a private full bathroom with a double vanity. Two additional nicely sized bedrooms, a second full bathroom, and a practical upper-level layout complete the bedroom level. The full unfinished walkout basement provides excellent future potential for a rec room, home office, gym, storage, or additional living space. A two-car attached garage, attractive curb appeal, and a beautiful setting add to the appeal. Conveniently located in the Waynesboro area with easy access to shopping, commuter routes, local amenities, and the surrounding Pennsylvania countryside, this move-in ready home offers the comfort, space, and modern style today’s buyers are looking for.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Summitview El SchoolGrades K-51.1 mi
6/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator,Ice Maker,Disposal,Dishwasher,Oven,Microwave,Range Hood,Exhaust Fan,Gas Water Heater

Basement

  • Features: Flooring - Concrete,Basement - Unfinished
  • Level: Lower
  • Area: 1026
  • Dimensions: 27 X 38

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 210
  • Dimensions: 14 X 15

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 165
  • Dimensions: 11 X 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 112
  • Dimensions: 8 X 14

Features

  • Bathroom - Stall Shower,Combination Kitchen/Dining,Dining Area,Open Floorplan,Kitchen Island,Pantry,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s)
  • Door features: Sliding Glass
  • Flooring: Luxury Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,951

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,926
  • Total interior livable area: 1,951 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Living Room

  • Features: Flooring - Luxury Vinyl Plank,Fireplace - Gas
  • Level: Main
  • Area: 357
  • Dimensions: 21 X 17

Primary Bedroom

  • Features: Flooring - Carpet,Cathedral/Vaulted Ceiling,Attached Bathroom,Bathroom - Walk-In Shower
  • Level: Upper
  • Area: 270
  • Dimensions: 15 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 230Q07.550.000000
  • Attached to another structure: Yes
  • Zoning: R
  • Special condition: Standard
  • Exclusions: Garage Refrigerator,Ring Camera

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 7,841 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Drought
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$127$1,524
Property Taxes $304$3,648
Electricity $224$2,692
Total$2,450$29,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,000/yr
40% on housing$73,500/yr
45% on housing$65,333/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 17268$129
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17268$180
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$355,000
2022-05-06Sold$324,990
2022-04-11Pending sale$324,990
2022-03-03Listed for sale$324,990
2022-03-03Pending sale$324,990
2022-01-17Price change$339,990
2021-12-02Price change$349,990
2021-06-21Price change$350,990
2021-05-14Listed for sale$325,990

For Sale by Agent

AgentAshley Warthen
BrokerageReal Estate Teams, LLC

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