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286 Sounder Cir, La Vergne, TN, 37086

3beds
3baths
2,010sqft
$445,000
$221price/sqft
$2,819/moest. monthly cost
$112,760/yrincome needed

About This Home

Conveniently located between Rutherford & Davidson County! This isn't your typical home...the owners added custom touches throughout, upgraded lighting, extra shelves, closet systems that make everyday living styling & functional. Beautifully maintained and move-in ready! Extras include storm shelter in the garage with a workspace over the top, shelves, and large walk-in unfinished storage space. All kitchen appliances remain including the refrigerator, washer and dryer. Don't forget to check out the patio over the top of the garage, overlooking the neighborhood! It can be accessed through the upstairs room or garage. Perfect home office or entertaining area!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Hardboard Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Extra Closets,Pantry,Walk-In Closet(s),High Speed Internet
  • Flooring: Carpet,Tile
  • Finished area above ground: 2,010

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,010
  • Total interior livable area: 2,010 sqft

Property

Details

  • Parcel number: 029I B 02600 R0128152
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Patio

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance $216$2,592
Property Taxes $178$2,136
Electricity $175$2,103
Total$2,819$33,828

Income You'd Need if You Spent...

35% on housing$96,651/yr
40% on housing$84,570/yr
45% on housing$75,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 37086$179
Rutherford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 37086$209
Rutherford County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$445,000
2026-06-07Listed for sale$455,000
2023-03-25Listing removed--
2023-02-16Listed for sale$429,495
2022-08-26Pending sale$429,495
2022-08-12Listed for sale$429,495

For Sale by Agent

AgentLenese Holder Higbee
BrokerageBenchmark Realty, LLC

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