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LOT 4 Inspiration Loop, Fredericksburg, TX, 78624

--beds
--baths
--sqft
$395,000
--price/sqft
$2,750/moest. monthly cost
$110,000/yrincome needed

About This Home

Incredible 10 acre tract offering nice views, level building site and scattered oaks available in the prestigious Hidden Springs Development. Very low taxes with Ag exemption in place. Underground electric on site. Private paved roads. Amenities for development include multi layered pool area with lounging area, large covered pavilion, pickleball courts and sand volleyball. Also included is a 30 acre commnunity garden with pond and walking paths. Located just 45 minutes from San Antonio and only 10 minutes from the historic and charming town of Fredericksburg.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Comfort Elementary SchoolGrades PK-511.0 mi
7/10
Comfort Middle SchoolGrades 6-811.0 mi
5/10
Comfort High SchoolGrades 9-129.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Unimproved Land,Single Family Residence

Property

Details

  • Zoning: None

Features

  • Has view: Yes
  • View description: Views
  • Waterfront features: None
  • Topography of land: Level
  • Residential vegetation: Native Pasture

Lot

  • Lot size: 10.01 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$186$2,232
Property Taxes $329$3,948
Electricity $238$2,859
Total$2,750$33,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,285/yr
40% on housing$82,500/yr
45% on housing$73,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.8%
-6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$367
Kendall County$459

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Kendall County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-27Price change$395,000
2025-09-02Listed for sale$495,000
2025-09-02Listing removed$495,000
2025-02-16Price change$495,000
2024-09-25Listed for sale$577,000
2021-09-25Listing removed--
2021-08-31Listed for sale$349,000

For Sale by Agent

AgentScott Frantzen
BrokerageeXp Realty-Absolute Charm Real Estate Group

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