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101 Court St N, Ripley, WV, 25271

1beds
1baths
3,000sqft
$312,000
$104price/sqft
$2,207/moest. monthly cost
$88,280/yrincome needed

About This Home

Prime commercial opportunity located on a highly visible corner at the intersection of the city’s major highway, offering exceptional exposure and traffic count for your business or investment portfolio. The spacious front area features large windows surrounding the space, providing abundant natural light and outstanding visibility, making it ideal for a coffee shop, deli, boutique retail store, professional showroom, or countless other business ventures. In addition, the property includes several office spaces that can be leased for additional income, creating multiple revenue streams for investors. Whether you’re looking to establish your own business, expand your portfolio, or develop a mixed-use commercial venture, this versatile property offers endless possibilities in a sought-after location.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Ripley Elementary SchoolGrades PK-50.7 mi
5/10
Ripley Middle SchoolGrades 6-80.9 mi
10/10
Ripley High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Flat
  • Construction materials: Block,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 0x0

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,000 sqft

Kitchen

  • Level: Main
  • Dimensions: 0x0

Living Room

  • Level: Main
  • Dimensions: 0x0

Primary Bedroom

  • Level: Main
  • Dimensions: 0x0

Property

Details

  • Parcel number: 050013009800000000

Features

  • Stories: 1

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 0 x 0 x 0 x 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,577$18,924
Home Insurance *$185$2,220
Property Taxes $135$1,620
Electricity $310$3,729
Total$2,207$26,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,668/yr
40% on housing$66,210/yr
45% on housing$58,853/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -7.1%
-7.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 25271$148
Jackson County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 25271$128
Jackson County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-04Listed for sale$312,000

For Sale by Agent

AgentFonda Moore
BrokerageThe Agency, LLC

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