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610 Ontario St, Port Huron, MI, 48060

6beds
5baths
2,710sqft
$244,900
$90price/sqft
$1,922/moest. monthly cost
$76,880/yrincome needed

About This Home

Charming and well-maintained 5 -unit income producing property in the heart of Port Huron, just a short walk to SC4 and the McMorran Place Sports & Entertainment Center and Plaza. This solid asset features one spacious 2 -bedroom unit and four 1-bedroom units, offering a desirable mix for strong, long-term rental demand. Pride of ownership shows throughout with numerous updates and ongoing maintenance, providing peace of mind for the next investor. The property overlooks a park nestled in a highly desirable neighborhood, making it attractive to both current and future residents. The building is fully occupied, with one unit intentionally vacant to allow convenient access for buyers during showings. This is an excellent opportunity to secure five doors under one roof, add stable cash flow to your portfolio, or launch your next house-hacking or buy-and-hold strategy. Don't miss your chance to own a turn-key well-located 5-unit in one of Port Huron's most convenient and walkable areas. Financial Gross Rental Income $4,700 Utilities Paid by Landlord Utilities Not Seperated Boiler Heat P&L Available with Lender Approval or Proof of Funds

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
5/10
6/10

Construction

Materials

  • Foundation: Basement,Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Stone

Bedroom1

  • Features: No

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,710
  • Total interior livable area: 2,710 sqft

Property

Details

  • Parcel number: 062980197000

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sidewalks,Street Lights
  • Frontage length: 50

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 50 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$177$2,124
Property Taxes $212$2,544
Electricity $295$3,547
Total$1,922$23,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,897/yr
40% on housing$57,660/yr
45% on housing$51,253/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 48060$121
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48060$136
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$244,900
2026-06-29Listed for sale$269,900
2023-11-19Listing removed--
2021-11-18Sold$135,500
2021-09-28Pending sale$135,000
2021-09-03Sold$64,000

For Sale by Agent

AgentKimberly Tousignant
BrokerageCommunity Choice Realty Inc.

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