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395 Westchester Avenue #LC, Pt Chester, NY, 10573

4beds
1baths
1,250sqft
$149,999
$120price/sqft
$1,280/moest. monthly cost
$51,200/yrincome needed

About This Home

CENTRALLY LOCATED LARGE COOP THAT CAN BE USED AS EITHER A RESIDENTIAL ** (CONVERSION REQUIRED) OR PROFESSIONAL OFFICE SPACE PARKING AVAILABLE DURING THE DAY ** PARKING IN THE OPEN LOT ** IT IS READY FOR HIGH END DENTAL EQUIPMENT OR MULTI ROOM OFFICE ** LOCATED IN A BUSY ROAD OF PORT CHESTER WITH MANY OTHER AREA COOPERATIVE AND CONDO BUILDINGS ** THERE ARE APPROXIMATELY 100 UNITS IN THE COMPLEX ** LOCATED NEXT TO A BUS STOP ** GROUND FLOOR (OFFICE) UNIT HAS ITS OWN ENTRANCE ** SIX OPERATORIES ROOMS, INCLUDING AN X-RAY ROOM ** ALL ROOMS EQUIPPED WITH CABINETRY, COUNTERTOPS, AND SINKS ** CENTRAL A/C ** FULL RECEPTION AREA/WAITING ROOM AND HALF BATH ** SMALL KITCHEN AREA ** PRIVATE CONSULTATION ROOM ** STORAGE ROOM ** THE PRACTICE WAS WELL ESTABLISHED AND EXPANDED ELSEWHERE ** TWO PARKING SPACES AVAILABLE DURING WORKING HOURS PLUS AMPLE VISITOR PARKING FOR CLIENTS ** CO-OP REQUIRES 20% MINIMUM DOWN PAYMENT ** SHARES 950.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Park Avenue SchoolGrades K-50.4 mi
4/10
5/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1969

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: None
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Elevator
  • Flooring: Combination
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Property

Details

  • Parcel number: 48011360000007700100520000000
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Pool features: In Ground
  • Exterior features: Mailbox,Private Entrance

Lot

  • Lot size: 1.10 Acres
  • Features: Level,Near Public Transit,Near Shops

Parking

  • Total spaces: 1
  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$47$564
Property Taxes $229$2,748
Electricity $246$2,954
Total$1,280$15,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,885/yr
40% on housing$38,400/yr
45% on housing$34,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 10573$412
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10573$468
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$149,999
2026-04-16Pending sale$149,999
2025-05-16Price change$149,999
2025-04-10Listed for sale$259,000

For Sale by Agent

AgentMonica P. Monaco
BrokeragePLI Realty

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