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559-561 Minna St, San Francisco, CA, 94103

8beds
8baths
3,038sqft
$1,898,000
$625price/sqft
$11,731/moest. monthly cost
$469,240/yrincome needed

About This Home

Well-maintained 4-unit building on a quiet SOMA street with strong income and value-add potential. All units are spacious 2-bedroom, 2-full-bathroom layouts with high ceilings, original hardwood floors, and bay windows that capture classic San Francisco charm. Three units delivered vacant for maximum flexibility occupy, renovate, or lease at market rents from day one. One unit is occupied by a recent tenant. Garden-level space with partial build-out for a potential 5th unit (per owner, ADU plans previously approved by the city; buyer to verify status). Features include 1-car parking (delivered vacant), shared on-site laundry, rear deck, and well-maintained common areas throughout. Steps from BART, MUNI, and freeway access in the heart of SOMA surrounded by downtown's cultural institutions, theatres, City Hall, and the city's tech and AI employment corridors. Units had excellent rental history, with vacancies timed for a smooth ownership transition. With 9 full bathrooms across the building including the garden-level space, this fourplex stands out from typical multi-family offerings. At a calculated 8.14% CAP (buyer to verify) this is an excellent opportunity for investors or owner-occupants seeking flexibility and upside in a desirable SOMA location.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
98
BikeBiker's Paradise

Schools

2/10
4/10

Construction

Condition

  • Year built: 1911

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex

Interior

Appliances

  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 8
  • Full bathrooms: 8

Features

  • Window features: Bay Window(s)
  • Flooring: Carpet,Tile,Wood

Interior Area

  • Total structure area: 3,038
  • Total interior livable area: 3,038 sqft

Property

Details

  • Parcel number: 3726097
  • Special condition: Standard

Features

  • Levels: Three Or More

Lot

  • Lot size: 1,999 sqft
  • Features: None

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,597$115,164
Home Insurance *$345$4,140
Property Taxes $1,138$13,656
Electricity $651$7,817
Total$11,731$140,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$402,205/yr
40% on housing$351,930/yr
45% on housing$312,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$625This listing

vs Other Active Listings

Avg $/sqft

ZIP 94103$539
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94103$545
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$1,980,000
2026-04-26Contingent$1,980,000
2026-02-26Listed for sale$1,980,000
2022-01-14Sold$1,725,000
2021-11-17Pending sale$1,699,000
2021-11-09Listed for sale$1,699,000
2021-11-09Contingent$1,699,000
2021-11-02Listed for sale$1,699,000
2021-09-14Listing removed--
2021-08-21Listed for rent$2,500

For Sale by Agent

AgentDaniel J. Risman-Jones
BrokerageAscend Real Estate

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