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4819 Fitz James Xing, Highland, IL, 62249

3beds
2baths
1,437sqft
$360,000
$251price/sqft
$2,742/moest. monthly cost
$109,680/yrincome needed

About This Home

ATTRACTIVE NEW CONSTRUCTION W/BEAUTIFUL OPEN FLOOR PLAN W/VAULTED CEILING IN THE KITCHEN, DINING RM & LIVING ROOM. KITCHEN FEATURES WHITE CABINETS, GRANITE COUNTERTOPS, BACKSPLASH, UNDER CABINET LIGHTING, BREAKFAST BAR, PANTRY, SS DISHWASHER, MICROWAVE, ELECTRIC STOVE, GARBAGE DISPOSAL INCLUDED. DINING RM HAS SLIDING DOOR TO PATIO. MAIN FLOOR LAUNDRY ROOM. PRIMARY BEDROOM FEATURES WALK-IN CLOSET. PRIMARY BATH HAS SHOWER, LINEN CLOSET. UNFINISHED BASEMENT W/ONE EGRESS WINDOW & ROUGH IN FOR FUTURE BATH. OVERSIZED 2 CAR ATTACHED GARAGE.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Highland Middle SchoolGrades 6-86.4 mi
9/10
Highland High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Architectural Shingle
  • Construction materials: Concrete,Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Free-Standing Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Sump Pump,Unfinished

Bathroom

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Features

  • Breakfast Bar,Ceiling Fan(s),Custom Cabinetry,Dining/Living Room Combo,Granite Counters,Kitchen/Dining Room Combo,Open Floorplan,Pantry,Recessed Lighting,Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Panel Door(s),Sliding Doors
  • Flooring: Luxury Vinyl,Other
  • Finished area below ground: 0
  • Finished area above ground: 1,437

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,437
  • Total interior livable area: 1,437 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Laundry

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Primary Bathroom

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 032123200000056
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 0.30 Acres
  • Features: Level
  • Lot size dimensions: 91.5 x 136 IRR

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Drought
Earthquake
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$255$3,060
Property Taxes $537$6,444
Electricity $130$1,569
Total$2,742$32,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,011/yr
40% on housing$82,260/yr
45% on housing$73,120/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 62249$124
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62249$139
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$352,900
2026-06-27Listed for sale$360,000
2022-05-25Listing removed--
2021-08-20Listed for sale$29,000

New Construction

AgentSue Wurth
BrokerageEquity Realty Group, LLC

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