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104 E Garber Rd, Garber, OK, 73738

2beds
2baths
1,106sqft
$106,000
$96price/sqft
$895/moest. monthly cost
$35,800/yrincome needed

About This Home

Adorable 2 bedroom, 2 bathroom home offers an open floor plan with an abundance of storage. Lots of updates in the last five years. New roof (2025), newer windows, vinyl flooring, carpet, cabinets, and granite countertops. A wood privacy fence around the backyard and a carport makes this home one to not miss!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Garber Elementary SchoolGrades PK-80.0 mi
8/10
Garber High SchoolGrades 9-120.0 mi

Construction

Condition

  • Property condition: 71 Years or More,Good
  • Year built: 1924

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood Siding,Insulation(Unknown)

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven/Range,Freestanding Oven/Range,Disposal,Vented Exhaust Fan,Refrigerator

Basement

  • Area: 0

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining Combo

Features

  • Ceiling Fan(s),Inside Utility
  • Window features: Storm Window(s),Shades/Blinds
  • Flooring: Some Carpeting,Ceramic Tile,Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,106

Heating & Cooling

  • Heating features: Central
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,106 sqft

Property

Details

  • Zoning: residential

Features

  • Levels: One
  • Stories: 1
  • Entry location: Living Room Ent.
  • Fencing: Wood

Lot

  • Lot size: 3,750 sqft
  • Lot size dimensions: 50x75

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Drought
Hail
Strong Wind
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters in Garfield County and Oklahoma

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $535$6,420
Home Insurance $140$1,680
Property Taxes $76$912
Electricity $144$1,732
Total$895$10,740

Income You'd Need if You Spent...

35% on housing$30,685/yr
40% on housing$26,850/yr
45% on housing$23,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 73738$28
Garfield County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 73738$104
Garfield County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$106,000
2026-03-12Price change$113,250
2026-01-20Listed for sale$115,000
2024-11-13Listing removed$92,900
2023-06-26Listing removed--
2021-11-26Sold$94,000
2021-10-04Pending sale$92,900

For Sale by Agent

AgentDiedra Maxey
BrokerageAndrew Real Estate

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