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2082 Mountain Valley Church Rd, North Wilkesboro, NC, 28659

4beds
3baths
3,278sqft
$475,000
$145price/sqft
$3,157/moest. monthly cost
$126,280/yrincome needed

About This Home

This inviting 4-bedroom, 3-bathroom home is nestled on approximately 4 acres, offering a peaceful, secluded setting. The open floor plan seamlessly connects the kitchen and living room, creating a spacious and welcoming atmosphere ideal for both everyday living and entertaining. Enjoy quiet mornings or evenings on the covered front porch or relax on the back deck overlooking the surrounding natural landscape. The property also features an attached carport and multiple storage buildings, providing ample space for tools, equipment, or hobbies. A perfect blend of comfort, functionality, and privacy. **All kitchen appliances convey; New Roof in 2023; NO RESTRICTIONS** **Survey completed to separate home with +/- 4 acres and the +/- 59.63 acres** **Tax Value is estimated based of best estimation from Wilkes County Appraisal Office- Will need new survey to get actual tax value and tax amounts- that is why tax amount says $0**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Millers Creek ElementaryGrades PK-52.7 mi
3/10
West Wilkes MiddleGrades 6-85.0 mi
4/10
West Wilkes HighGrades 9-124.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Cooktop,Dishwasher,Disposal,Electric Water Heater
  • Laundry features: Dryer Connection,Laundry Chute,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished, Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Pantry,Central Vacuum
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,521
  • Finished area above ground: 1,757

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Multiple Systems,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,514
  • Total interior livable area: 3,278 sqft

Property

Details

  • Parcel number: 1201011
  • Zoning: None
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Tennis Court(s)

Lot

  • Lot size: 4 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$226$2,712
Property Taxes $225$2,700
Electricity $305$3,663
Total$3,157$37,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,240/yr
40% on housing$94,710/yr
45% on housing$84,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 28659$165
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28659$155
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-12Listed for sale$475,000
2025-09-01Listing removed$759,000
2025-05-06Price change$759,000
2025-03-31Price change$779,000
2025-02-25Price change$789,000
2025-02-04Listed for sale$849,900
2025-02-01Listing removed$884,900
2024-08-29Price change$884,900
2024-08-05Listed for sale$934,900
2022-04-21Sold$675,000
2021-11-15Pending sale$667,000
2021-10-05Price change$667,000
2021-09-17Listed for sale$775,000

For Sale by Agent

AgentHannah Dula
BrokerageCarolina Realty ERA Live Moore

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