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147 E Frederick St, Binghamton, NY, 13904

7beds
4baths
5,432sqft
$410,000
$75price/sqft
$3,966/moest. monthly cost
$158,640/yrincome needed

About This Home

Well maintained multi family property available for sale! The main building holds three spacious 2 bedroom/1 bathroom units, all of which are in nice shape and feature hardwood floors and newer windows. The fourth unit is a 1 bedroom/1 bathroom apartment above the garage that is also in very good shape and has central A/C. There are 4 garage stalls for each unit as well as storage space in the basement. Laundry is also available in the basement for the tenants to use. The home also has a long driveway, a ramp on one side, ceiling fans and separate utilities. Owner pays about $70/month to NYSEG for common areas.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

3/10
Calvin Coolidge SchoolGrades PK-50.4 mi
4/10
East Middle SchoolGrades 6-80.2 mi
3/10
Binghamton High SchoolGrades PK,9-121.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Multi-Family
  • Property subType: Quadruplex,Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Finished area above ground: 5,432

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,432 sqft

Property

Details

  • Zoning: 0
  • Zoning description: 0

Features

  • Patio & porch: Covered,Open,Porch
  • Exterior features: Landscaping,Porch

Lot

  • Lot size: 6,098 sqft
  • Features: Level
  • Lot size dimensions: 50 x 120

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage,Three Car Garage,Parking Space(s)
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$241$2,892
Property Taxes $755$9,060
Electricity $897$10,772
Total$3,966$47,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,977/yr
40% on housing$118,980/yr
45% on housing$105,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 13904$85
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13904$105
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$410,000
2026-06-22Listed for sale$410,000
2026-02-11Listing removed$1,200
2026-01-27Listed for rent$1,200
2021-11-22Sold$190,000
2021-08-19Contingent$199,900
2021-08-14Listed for sale$199,900

For Sale by Agent

AgentWilliam A Campoli
BrokerageHamton Realty Group

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