1414 Cottage Lane, Chelan, WA, 98816
About This Home
Luxury living at its finest in this fully furnished, turn-key cottage! This modern two-bedroom plus loft retreat blends comfort and style, featuring an open-concept living area and a chef's kitchen with top-of-the-line appliances. The lower level offers a spacious primary bedroom with an en-suite bathroom, plus an additional bedroom and bathroom for added convenience. Take in breathtaking lake and mountain views from the back patio, or unwind by the cozy gas fire pit on the front patio. Located in The Lookout community with access to a private marina, waterfront, parks, year-round heated pool and hot tub, sports courts, and on-site management. This property offers the perfect retreat and an excellent income-generating opportunity. MOTIVATED SELLER! Offering One Year Prepaid HOA Dues!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Metal
- Construction materials: Cement Planked,Cement Plank
Other
- Builder name: Harkey Construction
Type & Style
- Home type: SingleFamily
- Architectural style: 2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)
Basement
- Has basement: Yes
- Basement: Finished
Bathroom Full
- Level: Lower
Bathroom Full
- Level: Lower
Bedroom
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Entry Hall
- Level: Main
Family Room
- Level: Main
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,420
- Total interior livable area: 1,420 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Lower
Other
- Level: Main
Property
Details
- Parcel number: 272211625420
- Zoning description: Jurisdiction: City
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Vaulted Ceiling(s)
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 2,827 sqft
- Features: Paved,Sidewalk,Electric Car Charging
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chelan County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $452 | $5,424 |
| Electricity | $149 | $1,793 |
| Total | $5,421 | $65,052 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $969,000 |
| 2026-02-13 | Listed for sale | $995,000 |
| 2021-12-30 | Sold | $793,500 |
| 2021-08-27 | Pending sale | $793,500 |
| 2021-08-24 | Listed for sale | $793,500 |
| 2021-08-16 | Pending sale | $793,500 |
| 2021-08-13 | Listed for sale | $793,500 |
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