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713 S 12th St, Marshalltown, IA, 50158

5beds
3baths
5,200sqft
$285,000
$55price/sqft
$2,458/moest. monthly cost
$98,320/yrincome needed

About This Home

In town acreage opportunity with this former daycare building. Built in 2006 as a daycare facility it has 5200 square feet of finished space. It also has over 11,000 square feet of fenced in backyard. Currently zoned as mixed-use and can be converted to residential or multi-family. No interior walls are load bearing so it can be remodeled to suit your needs.

Getting Around

26
WalkingCar-Dependent
18
TransitMinimal Transit
54
BikeBikeable

Schools

7/10
3/10
B R Miller Middle SchoolGrades 7-80.5 mi
4/10
Marshalltown High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 5,200 sqft

Property

Lot

  • Lot size: 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail
Drought
Inland Flooding
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$324$3,888
Property Taxes $306$3,672
Electricity $387$4,654
Total$2,458$29,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,274/yr
40% on housing$73,740/yr
45% on housing$65,546/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 50158$99
Marshall County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 50158$111
Marshall County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$300,000

For Sale by Owner

AgentProperty Owner

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