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191 Village Dr, Pt Saint Joe, FL, 32456

6beds
8baths
3,400sqft
$1,000,000
$294price/sqft
$6,228/moest. monthly cost
$249,120/yrincome needed

About This Home

Gorgeous newly constructed luxury double residence (sold together as 1 building) offering sophistication, comfort, and exceptional investment potential. Each spacious residence features 3 bedrooms, 3.5 baths, and modern designer kitchens, all just steps from St. Joseph Bay, Lighthouse, and Point South Marina. Enjoy sweeping bay views from four gracious porches, stroll to boutique shops, local dining, and the adjacent pet friendly beach & scenic walking trails, or simply relax to the sounds of live music drifting from nearby outdoor venues. Whether serving as a luxury family retreat or a high performing vacation rental this is prime location at the center of happenings and immediate enjoyment of Port Saint Joe.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-122.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: New Orleans,Southern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Disposal,Freezer,Microwave,Self Cleaning Oven,Range Hood,Refrigerator w/Ice Maker,Electric Oven,Electric Water Heater,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Features

  • Kitchen Island,Recessed Lighting,Pantry,Walk-In Closet(s)

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 3,400 sqft

Property

Details

  • Parcel number: 04594250R
  • Zoning description: Mixed Use

Features

  • Levels: 2
  • Stories: 2
  • Has water view: Yes
  • Water view: Gulf,Water

Lot

  • Lot size: 1,306 sqft
  • Features: Covenants/Restrictions
  • Lot size dimensions: 31 x 44

Parking

  • Total spaces: 4
  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$439$5,268
Property Taxes $391$4,692
Electricity $342$4,106
Total$6,228$74,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,531/yr
40% on housing$186,840/yr
45% on housing$166,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$380
Gulf County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-17Listed for sale$1,000,000
2021-10-21Sold$187,500
2021-09-21Contingent$199,900
2021-08-16Listed for sale$199,900

For Sale by Agent

AgentErika Norton
Brokerage98 Real Estate Group, LLC

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