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69 Summit Rd, Elizabeth, NJ, 07208

12beds
5baths
3,944sqft
$1,350,000
$342price/sqft
$9,964/moest. monthly cost
$398,560/yrincome needed

About This Home

Welcome to one of Elmora Hills' most extraordinary residences! This impressive custom-built home offers 12 bedrooms, 5 full baths, 2 full kitchens, and 4 levels of exceptional living space, making it one of the largest homes to grace this prestigious neighborhood. Showcasing a striking stone façade, an expansive driveway accommodating 10+ vehicles, multiple spaces for entertaining, a private lower-level suite, and an outdoor kitchen perfect for hosting unforgettable gatherings, every detail has been thoughtfully designed for both comfort and elegance. Ideally located in the heart of Elmora Hills, this distinguished residence is just moments from Warinanco Park, shopping, houses of worship, major highways, Newark Airport, and direct NYC transportation. Opportunities to own a home of this size, caliber, and location are exceptionally rare—schedule your private tour today and discover all that this remarkable property has to offer.

Getting Around

68
WalkingSomewhat Walkable
40
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Stone,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Cooktop,Oven,Oven/Range - Gas,Exhaust Fan,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Upper

Features

  • Entry Level Bedroom,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Recessed Lighting
  • Finished area below ground: 0
  • Finished area above ground: 3,944

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Multi Units,Central Air,Natural Gas

Interior Area

  • Total structure area: 3,944
  • Total interior livable area: 3,944 sqft

Kitchen

  • Level: Lower

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Lower

Living Room

  • Level: Main

Living Room

  • Level: Upper

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 040002900013
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Lot

  • Lot size: 7,157 sqft
  • Lot size dimensions: 50.79 x 140.87

Parking

  • Total spaces: 10
  • Parking features: Circular Driveway,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$421$5,052
Property Taxes $2,283$27,396
Electricity $434$5,217
Total$9,964$119,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,622/yr
40% on housing$298,920/yr
45% on housing$265,706/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 07208$310
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07208$380
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$1,350,000
2026-04-13Listing removed$1,300,000
2026-03-13Listed for sale$1,300,000
2025-08-07Listing removed$1,599,999
2025-06-06Listed for sale$1,599,999
2022-01-12Listing removed--
2021-08-11Listed for sale$950,000

For Sale by Agent

AgentMichael Lamie
BrokerageKeller Williams Realty West Monmouth

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