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Ottogan St, Holland, MI, 49423

4beds
3baths
2,406sqft
$900,000
$374price/sqft
$5,896/moest. monthly cost
$235,840/yrincome needed

About This Home

HOME TO BE BUILT - Bring your vision to life with this beautifully designed 2-story home from North Cove Builders featuring 4 bedrooms and 2.5 bathrooms. The open concept main level offers a spacious kitchen with a large island and butler's pantry, flowing seamlessly into the dining and living areas, perfect for everyday living and entertaining. Enjoy the convenience of main floor laundry and a private main-level primary bedroom with ensuite bath. Upstairs includes three additional bedrooms, a full bathroom, and a versatile bonus room or study. A covered outdoor space off the dining room adds charm and a great place to relax. The unfinished basement also offers potential for additional living space. (*Photos in this listing are for reference only; not all items as shown may be included - Call for details) Or bring your own plans and builder. The vacant land is also listed separately on MLS #26006660. An incredible opportunity to build your dream home on a beautiful 5.35-acre setting!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10
Cityside Middle SchoolGrades 6-83.0 mi
7/10
Zeeland East High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,406
  • Total interior livable area: 2,406 sqft

Property

Details

  • Parcel number: 701636300017
  • Zoning description: AG

Features

  • Stories: 2

Lot

  • Lot size: 5.35 Acres
  • Features: Flag Lot,Level
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$329$3,948
Property Taxes $755$9,060
Electricity $262$3,149
Total$5,896$70,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,148/yr
40% on housing$176,880/yr
45% on housing$157,226/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 49423$242
Allegan County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 49423$227
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$900,000

New Construction

AgentDouglas S Sheneman
BrokerageCity2Shore Gateway Group

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