1260 PALMETTO Court #106, Vero Beach, FL, 32963
About This Home
Experience refined coastal living in this beautifully undated 2-bedroom, 2.5 bath residence, offering exceptional value within one of Vero Beach's premier private beach and club communities. Move-in ready and designed for effortless living, this home is your gateway to the distinctive SeaOaks lifestyle. Enjoy a private beach club, oceanfront dining, fitness center, pools, tennis, pickleball, marina, scenic nature trails, and a vibrant social calendar. Membership offers reciprocal privileges with select area golf clubs, further enhancing one of Florida's most desirable coastal lifestyles. Master Assoc Fee: $2765.80 qtr. Food and Beverage $1200 annual.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1989
Materials
- Roof: Metal
- Construction materials: Frame,Other,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Florida
- Property subType: Villa
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater,Washer
- Laundry features: Inside
Bedroom2
- Area: 156
- Dimensions: 12 X 13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Area: 48
- Dimensions: 6 X 8
Features
- Bathtub,Dual Sinks,Eat-in Kitchen,Living/Dining Room,None,Soaking Tub,Separate Shower,Upper Level Primary
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,550
- Total interior livable area: 1,550 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 12 X 12
Living Room
- Level: Main
- Area: 432
- Dimensions: 24 X 18
Master Bedroom
- Level: Upper
- Area: 300
- Dimensions: 12 X 25
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 313926000010000001060
- Zoning: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Association
- Patio & porch: Covered,Patio,Porch,Screened
- Exterior features: Outdoor Living Area,Porch
- Has view: Yes
- View description: Other
- Waterfront features: None
Parking
- Total spaces: 2
- Parking features: Covered,Carport,Detached Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Indian River County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,776 | $33,312 |
| Home Insurance * | $1,049 | $12,588 |
| Property Taxes | $324 | $3,888 |
| Electricity | $197 | $2,366 |
| Total | $4,346 | $52,152 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $549,000 |
| 2026-05-01 | Listing removed | $575,000 |
| 2025-11-14 | Price change | $575,000 |
| 2025-10-07 | Listed for sale | $675,000 |
| 2025-06-06 | Listing removed | $675,000 |
| 2025-05-07 | Listed for sale | $675,000 |
| 2017-04-07 | Sold | $275,500 |
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