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155 4th St, Plainwell, MI, 49080

--beds
--baths
1,920sqft
$138,000
$72price/sqft
$1,116/moest. monthly cost
$44,640/yrincome needed

About This Home

Nestled on 1.87 acres with direct access to Silver Creek, this unique property offers a rare opportunity to create the home you've always envisioned. Surrounded by natural beauty and abundant outdoor space, the setting provides the perfect blend of privacy, recreation, and potential. With frontage on Silver Creek, this is the perfect location to enjoy a tranquil kayak ride. Whether you're looking to renovate, expand, or build your dream retreat, the possibilities are endless. Enjoy peaceful creek frontage, room to roam, and the flexibility to design a property that fits your lifestyle. Conveniently located while still offering a tranquil, country-like atmosphere, this is a chance to transform a property with incredible potential into something truly special. As a historical home, buyers are encouraged to seek out grant opportunities for renovation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Gilkey Elementary SchoolGrades PK-52.8 mi
6/10
Plainwell Middle SchoolGrades 6-83.4 mi
7/10
Plainwell High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition,Concrete
  • Construction materials: Shingle Siding,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Features

  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 0803401210
  • Zoning description: Agriculture

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Stream/Creek
  • Waterbody name: Silver Creek

Lot

  • Lot size: 1.87 Acres
  • Features: Wooded
  • Lot size dimensions: None Available

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $697$8,364
Home Insurance *$56$672
Property Taxes $154$1,848
Electricity $209$2,513
Total$1,116$13,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,262/yr
40% on housing$33,480/yr
45% on housing$29,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 49080$214
Allegan County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 49080$179
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$138,000
2026-06-18Listed for sale$150,000

For Sale by Agent

AgentSheila M Strong
BrokerageStrong Properties, LLC

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