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4111 St Charles Bay, San Antonio, TX, 78229

3beds
2baths
1,338sqft
$220,000
$164price/sqft
$1,956/moest. monthly cost
$78,240/yrincome needed

About This Home

INVESTOR SPECIAL, CURRENTLY RENTED FOR $1600 This well-maintained 3-bedroom, 2-bath townhome in the sought-after Turtle Creek community is the one you've been waiting for. From the moment you walk in, you'll notice the freshly painted walls, soaring ceilings, and bright open-concept living and dining space that makes this home feel welcoming and move-in ready. The kitchen is a delight breakfast bar, microwave, dishwasher, and disposal all included. The primary suite is tucked upstairs for privacy, complete with a walk-in closet and en-suite bath. With an attached garage, washer connections, and ceiling fans throughout, every detail has been thought of. Location? Unbeatable. You're minutes from the Medical Center, I-10, Loop 410, and Hwy 281 shopping, dining, and healthcare are all right at your fingertips. And with the HOA handling exterior maintenance, you get the lifestyle without the hassle. Cash, Conventional, FHA, and VA financing all welcome. At $220,000, this one won't last - schedule your private showing today!

Getting Around

44
WalkingCar-Dependent
47
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

2/10
Mead Elementary SchoolGrades PK-51.0 mi
4/10
Rudder Middle SchoolGrades 6-83.5 mi
5/10
Marshall High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Washer,Dryer,Self Cleaning Oven,Microwave,Range,Refrigerator,Disposal,Dishwasher,Plumbed For Ice Maker,Electric Water Heater
  • Laundry features: Upper Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 100

Bedroom3

  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • One Living Area,Liv/Din Combo,Breakfast Bar,Utility Room Inside,All Bedrooms Upstairs,High Ceilings,Open Floorplan,High Speed Internet,Walk-In Closet(s),Ceiling Fan(s),2nd Floor Utility Room
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,1 Unit,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,338 sqft

Kitchen

  • Area: 80

Living Room

  • Area: 187

Master Bathroom

  • Features: Tub/Shower Combo,Single Vanity
  • Area: 81

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Level: Upper
  • Area: 176

Property

Details

  • Parcel number: 142810020290

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Privacy
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 2,831 sqft

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$193$2,316
Property Taxes $413$4,956
Electricity $238$2,859
Total$1,956$23,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,062/yr
40% on housing$58,680/yr
45% on housing$52,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 78229$177
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78229$186
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$210,000
2026-05-29Listed for sale$220,000
2025-09-14Listing removed$1,500
2025-08-18Price change$1,500
2025-07-16Listed for rent$1,700
2025-06-23Sold--
2025-06-03Pending sale$199,999
2025-05-27Contingent$199,999
2025-03-28Listed for sale$199,999
2021-04-09Sold--
2021-03-27Pending sale$160,560
2021-03-08Contingent$160,560
2021-03-04Listed for sale$160,560
2015-08-17Sold--

For Sale by Agent

AgentParminder Kaur
BrokerageKeller Williams City-View

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