817 W White Oak St, Independence, MO, 64050
About This Home
Charming tiny home opportunity just minutes from downtown Independence. Located in the historic Independence Square homes area, this unique property features a fully remodeled tiny home/guest house and a cleared lot where the main home once stood, creating the perfect opportunity to build your dream home or future investment property. Updates include new flooring, fresh paint, updated bathroom, and a newer roof for added peace of mind. The existing tiny home offers flexible possibilities as a guest house, second living space, home office, studio, rental, or Airbnb with city approval. Utilities are currently turned off and will need to be reconnected. Sold As Is. Per the City permit office, the property is best suited for buyers planning to build soon. Incredible potential in a highly sought-after location.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Composition
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 360
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 360
- Total interior livable area: 360 sqft
Property
Details
- Parcel number: 26310280500000000
Lot
- Lot size: 8,341 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $187 | $2,244 |
| Home Insurance * | $43 | $516 |
| Property Taxes | $34 | $408 |
| Electricity | $141 | $1,693 |
| Total | $405 | $4,860 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $37,000 |
| 2026-02-27 | Contingent | $37,000 |
| 2026-02-26 | Listed for sale | $37,000 |
| 2026-02-19 | Contingent | $37,000 |
| 2026-02-06 | Listed for sale | $37,000 |
| 2025-04-01 | Listing removed | $35,000 |
| 2024-12-12 | Listed for sale | $35,000 |
| 2024-06-03 | Listing removed | $55,000 |
| 2024-05-22 | Listed for sale | $55,000 |
| 2023-11-10 | Listing removed | -- |
| 2023-09-11 | Listed for sale | $55,000 |
| 2023-01-08 | Listing removed | -- |
| 2022-12-08 | Listed for sale | $50,000 |
| 2021-06-15 | Sold | -- |
| 2021-05-18 | Contingent | $24,500 |
| 2021-05-09 | Listed for sale | $24,500 |
View on Zillow