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901 W White Oak St, Independence, MO, 64050

6beds
3baths
3,475sqft
$388,000
$112price/sqft
$3,051/moest. monthly cost
$122,040/yrincome needed

About This Home

This beautifully preserved 1895 Queen Anne two-story home blends classic charm with modern updates. Move-in ready and walking distance to Historic Independence Square, it features a grand entryway, 9’+ ceilings, original pocket doors, and a wraparound porch. Featuring a Spacious Layout: 6 bedrooms and 3 full bathrooms, including a primary suite option on all three levels. Modern Updates include: Freshly painted exterior, updated main kitchen, and a newly added main-level laundry room. Versatile Basement includes: second living room, a bedroom with en-suite bath, second full kitchen, and second laundry room; perfect for a mother-in-law suite, guests, or rental potential. Detached 2-car garage accessible via the back alley, plus two separate driveways. This historic home was moved from its original location on Truman Road in 1996. It sat across from the old hospital and housed nurses who worked there. It was moved to it's current location on a permanent foundation. History lovers will appreciate the story woven here of Harry Truman playing in these streets and back alley as a young boy.

Getting Around

62
WalkingSomewhat Walkable
30
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

4/10
Bryant Elementary SchoolGrades PK-50.2 mi
7/10
Bridger Middle SchoolGrades 63.5 mi
3/10

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Composition
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Refrigerator
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),In-Law Floorplan
  • Window features: Thermal Windows
  • Flooring: Carpet,Wood
  • Number of fireplaces: 3
  • Fireplace features: Basement,Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,206
  • Finished area above ground: 2,269

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,475
  • Total interior livable area: 3,475 sqft

Property

Details

  • Parcel number: 26310280700000000

Features

  • Patio & porch: Porch
  • Fencing: Metal,Wood

Lot

  • Lot size: 8,109 sqft
  • Features: City Limits

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,961$23,532
Home Insurance *$460$5,520
Property Taxes $365$4,380
Electricity $265$3,184
Total$3,051$36,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,605/yr
40% on housing$91,530/yr
45% on housing$81,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 64050$110
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64050$136
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$379,000
2026-07-10Price change$388,000
2026-06-06Price change$395,000
2026-05-21Listed for sale$410,000
2018-06-08Sold--

For Sale by Agent

AgentSheena Shields
BrokerageSage Door Realty, LLC

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