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1048 11th St, Rock Island, TX, 77470

4beds
4baths
3,008sqft
$1,349,000
$448price/sqft
$9,297/moest. monthly cost
$371,880/yrincome needed

About This Home

Experience the perfect blend of luxury and wide-open Texas living with this stunning 34-acre ranch in Rock Island. Built in 2020, this 4-bedroom, 3.5-bath home offers over 3,000 square feet of modern comfort, thoughtfully positioned to capture breathtaking views of the surrounding land and private pond. The property is fully fenced around the home, with expansive acreage ideal for horses, livestock, recreation, or future expansion. The on-site pond adds both beauty and functionality, creating a true ranch lifestyle setting rarely found at this level.Whether you’re seeking a private retreat, a full-time residence, or a long-term land investment, this property offers unmatched versatility and value — all within a convenient drive from Houston. Enjoy peaceful country living without sacrificing accessibility, with nearby access to major highways, shopping, and growing surrounding communities. A rare opportunity to own a turn-key ranch with water, land, and a newer home all in one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Columbus Elementary SchoolGrades PK-513.1 mi
4/10
6/10
Columbus High SchoolGrades 9-1212.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Other

  • Builder name: custom builder

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Balcony,High Ceilings,All Bedrooms Down
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,008
  • Total interior livable area: 3,008 sqft

Kitchen

  • Features: Kitchen open to Family Room,Soft Closing Cabinets

Property

Accessibility

  • Accessibility features: Accessible Washer/Dryer

Details

  • Parcel number: 89411

Features

  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 33.97 Acres
  • Features: Pasture,20 Up to 50 Acres

Parking

  • Parking features: No Garage,Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,821$81,852
Home Insurance *$1,281$15,372
Property Taxes $865$10,380
Electricity $330$3,963
Total$9,297$111,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,754/yr
40% on housing$278,910/yr
45% on housing$247,920/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 77470
Colorado County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 77470
Colorado County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$1,500,000
2025-11-11Price change$995,000
2025-08-13Price change$1,100,000
2025-03-21Price change$1,200,000
2024-07-22Listed for sale$1,150,000
2024-07-06Listing removed--
2024-07-01Price change$1,150,000
2024-06-11Listed for sale$1,300,000
2024-05-25Listing removed--
2023-12-28Price change$1,250,000
2023-11-26Listed for sale$1,450,000
2023-11-25Listing removed--
2023-10-23Listed for sale$1,549,000
2021-10-07Listing removed--
2021-08-15Pending sale$285,000
2021-08-11Listed for sale$285,000

New Construction

AgentGloria Nieto
BrokerageFirst Millennium Realty

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