9059 W 9th Street, Surf City, NC, 28445
About This Home
Welcome to coastal luxury living at its finest in Surf City! This stunning custom built 3,200-square-foot canal-front home offers the perfect blend of comfort, space, and waterfront lifestyle. Featuring 4 spacious bedrooms and 3.5 baths, this beautifully designed property is ideal for both full-time living or a vacation retreat. Step outside and enjoy your own private oasis--complete with a sparkling pool, relaxing hot tub, and expansive outdoor kitchen and living areas. Perfect for entertaining or unwinding after a day on the water. Boating enthusiasts will love the private dock with 20,000lb boat lift, offering ample space for your boat and jet skis, with direct access to the Intracoastal Waterway. Inside, you'll find generous living spaces filled with high end finishes, natural light, thoughtfully designed for both relaxation and gathering. Whether you're hosting guests or enjoying a quiet evening at home, this property delivers the ultimate coastal lifestyle. Don't miss this rare opportunity to own a premier canal-front home in the heart of Surf City--where every day feels like a vacation.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Other,Pilings
- Roof: Architectural Shingle
- Construction materials: Fiber Cement,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Mini Refrigerator,Gas Cooktop,Built-In Microwave,Washer,Refrigerator,Ice Maker,Dryer,Disposal,Dishwasher,Tankless Water Heater
- Laundry features: Laundry Room
Bedroom2
- Level: Third
Bedroom3
- Level: Third
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Second
Features
- Walk-in Closet(s),High Ceilings,Elevator,Ceiling Fan(s),Furnished,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
- Flooring: LVT/LVP
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Heat Pump,Electric,Zoned
- Cooling features: Central Air,Zoned,Heat Pump
Interior Area
- Total structure area: 3,075
- Total interior livable area: 3,475 sqft
Living Room
- Level: Second
Master Bedroom
- Level: Third
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 800305
- Zoning: MHS
- Special condition: Standard
Features
- Levels: Tri-Level
- Pool features: In Ground
- Patio & porch: Covered,Patio,Front Porch,Rear Porch,Side Porch
- Exterior features: Outdoor Shower,Gas Grill,Outdoor Kitchen,Outdoor Grill
- Fencing: Back Yard
- Has view: Yes
- View description: Canal,Water
- Has water view: Yes
- Water view: Canal,Water
- On waterfront: Yes
- Waterfront features: Boat Lift,Bulkhead,Canal Front,Water Access Comm
- Frontage type: Canal Front
- Living area range: 3000 - 3499
Lot
- Lot size: 0.27 Acres
- Features: Boat Slip,Boat Dock,Boat Lift,Bulkhead,Water Access Comm
- Lot size dimensions: 55 x 210 x 63 x 208
Parking
- Total spaces: 2
- Parking features: Gravel,Garage Door Opener,Garage6
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,871 | $130,452 |
| Home Insurance * | $528 | $6,336 |
| Property Taxes | $1,146 | $13,752 |
| Electricity | $323 | $3,883 |
| Total | $12,868 | $154,416 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $2,150,000 |
| 2020-08-14 | Sold | $270,000 |
For Sale by Agent
View on Zillow