




1389 E Christopher Creek Loop, Payson, AZ, 85541
About This Home
Rare opportunity on Christopher Creek Loop!! Situated on a 0.20 acre parcel directly across the street from the year, round Christopher Creek, this unique property offers endless possibilities. Most recently used as a commercial office but could be transformed into a charming residential cabin, has potential to be an income producing short term rental, or a combination live/work property with a small business on one side. The property is already equipped with a new standard septic system designed for a 2 bedroom, 1.5 bath cabin and includes provisions for laundry facilities. Enjoy cozy mountain living with a wood burning fireplace and a Vermont Castings gas heat stove. Additional features include dedicated RV parking, two storage buildings, and a spacious backyard with plenty of room for outdoor entertaining. Conveniently located within a short walking distance of local restaurants and a small grocery store, this one of a kind property combines a prime location with exceptional flexibility. Whether you're seeking a business opportunity, a weekend retreat, a vacation rental investment, or a fulltime residence, the possibilities are endless. Recent upgrades include a single packaged propane gas furnace & electric 14 Seer AC unit, interior paint, exterior paint, exterior gravel, survey, carpet, roof, and standard septic system. Buyer to verify all intended uses. Permits will be required and approval through Gila County.
Getting Around
Schools
Construction
Condition
- Year built: 1973
Materials
- Construction materials: Brick Veneer,Brick,Wood Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bathrooms: 2
- 1/2 bathrooms: 2
Features
- No Interior Steps
- Flooring: Carpet,Concrete
- Fireplace features: Living Room,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Propane
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 1,141
- Total interior livable area: 1,141 sqft
Property
Details
- Parcel number: 30309007D
- Zoning: General Use
Features
- Fencing: Chain Link,Partial
- Has view: Yes
- View description: Rural
Lot
- Lot size: 9,147 sqft
- Features: Many Trees,Corners Marked
- Lot size dimensions: irregular
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Gila County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance | $109 | $1,308 |
| Property Taxes | $178 | $2,136 |
| Electricity | $216 | $2,603 |
| Total | $2,469 | $29,628 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $389,000 |
