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108 Hartzell Ave, Cheraw, SC, 29520

3beds
1baths
1,468sqft
$149,500
$102price/sqft
$1,092/moest. monthly cost
$43,680/yrincome needed

About This Home

Welcome home to this charming, well-maintained 3-bedroom, 1-bath home nestled on a quiet street in the heart of historic Cheraw, South Carolina. This inviting home offers timeless character with beautiful hardwood floors, spacious bedrooms, and a large living room featuring a decorative, non-operational fireplace as the focal point. Enjoy the bright and airy den filled with an abundance of windows, providing the perfect space to relax. The home also features a separate formal dining room, a spacious laundry room, and a functional layout that offers both comfort and convenience. This home is move-in ready while still offering opportunities to make it your own. Conveniently located near downtown Cheraw, you’ll enjoy easy access to shopping, dining, parks, schools, and local amenities.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
Cheraw Primary SchoolGrades PK-20.7 mi
4/10
Long Middle SchoolGrades 6-81.0 mi
2/10
Cheraw High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Masonite,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Wash/Dry Cnctn.

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Attic
  • Door features: Storm Door(s)
  • Flooring: Vinyl,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace,Great Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Gas Pack
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,468
  • Total interior livable area: 1,468 sqft

Property

Details

  • Parcel number: 258008010018

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 10,018 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Hurricane
Inland Flooding
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters in Chesterfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $755$9,060
Home Insurance *$82$984
Property Taxes $51$612
Electricity $204$2,449
Total$1,092$13,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,440/yr
40% on housing$32,760/yr
45% on housing$29,120/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 29520$100
Chesterfield County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 29520
Chesterfield County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$139,000
2026-07-20Listed for sale$149,500
2022-02-03Sold$100,000
2021-11-18Contingent$105,000
2021-11-02Price change$105,000
2021-09-24Price change$109,000
2021-08-26Price change$114,900
2021-08-05Listed for sale$118,000

For Sale by Agent

AgentJill K Perry
BrokeragePalmetto Realty Chesterfield

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