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3654 Little Ida Beach Rd NW, Alexandria, MN, 56308

3beds
2baths
3,359sqft
$1,290,000
$384price/sqft
$8,467/moest. monthly cost
$338,680/yrincome needed

About This Home

Truly Breathtaking once in a lifetime Home situated on a sublime expanse of sandy beach on Beautiful Lake Ida. Gorgeous views from inside and out are just part of life here. The property has been designed for relaxation and entertaining with massive water facing windows throughout. All of the spaces are well thought out for both form and function, there are massive oversized loft areas which can easily accommodate MANY guests, the entertainment options are abundant, with Paver patios, decks, a fire pit, a flat spacious yard and then two; two story great rooms, one in each wing of the home. The location is prime; the opportunities are endless. When the owners are not enjoying this amazing property, it is a very successful VRBO.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10
Alexandria Area High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Age Over 8 Years,Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space

Bedroom

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Bedroom3

  • Level: Main
  • Area: 289
  • Dimensions: 17x17

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Family Room

  • Level: Main
  • Area: 345
  • Dimensions: 23x15

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,359

Heating & Cooling

  • Heating features: Baseboard,Ductless Mini-Split,Forced Air,Fireplace(s)
  • Cooling features: Central Air,Ductless Mini-Split,Wall Unit(s)

Interior Area

  • Total structure area: 3,359
  • Total interior livable area: 3,359 sqft

Laundry

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Loft

  • Level: Upper
  • Area: 406
  • Dimensions: 29x14

Loft

  • Level: Upper
  • Area: 204
  • Dimensions: 17x12

Mud Room

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Other

  • Level: Main
  • Area: 800
  • Dimensions: 32x25

Other

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 330500010
  • Zoning description: Residential-Single Family
  • Foundation area: 2567

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Rear Porch
  • Has view: Yes
  • View description: Panoramic
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Sand,Excellent Sand)
  • Frontage length: Water Frontage: 102

Lot

  • Lot size: 0.63 Acres
  • Features: Accessible Shoreline,Tree Coverage - Medium
  • Lot size dimensions: 102 x 248 x 100 x 267

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway - Other Surface,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado
Hail
Lightning

FEMA Declared Disasters in Douglas County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,522$78,264
Home Insurance *$759$9,108
Property Taxes $903$10,836
Electricity $283$3,399
Total$8,467$101,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$290,297/yr
40% on housing$254,010/yr
45% on housing$225,786/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 56308$175
Douglas County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 56308$167
Douglas County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$1,290,000
2026-08-10Listing removed$1,290,000
2026-07-08Listed for sale$1,290,000
2021-10-15Sold$950,000
2021-09-10Pending sale$950,000
2021-08-27Price change$950,000
2021-08-02Listed for sale$949,900

For Sale by Agent

AgentPete Scheldt
BrokerageKeller Williams Preferred Rlty

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