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254 County Road 542, Gardner, CO, 81040

1beds
1baths
560sqft
$599,999
$1,071price/sqft
$3,952/moest. monthly cost
$158,080/yrincome needed

About This Home

Located near Gardner, Colorado, TLC Ranch offers 144.51A± acres of rugged terrain, quality wildlife habitat, and strong big-game hunting appeal in GMU 85. The property supports elk, deer, turkey, and bear and is exceptionally positioned among extensive public lands, dramatically expanding recreational and hunting opportunities beyond the deeded acreage. The ranch directly borders approximately 2,257A± acres of BLM, encompassing Sheep Mountain, and is also in very close proximity to several additional large BLM tracts, including one contiguous block of approximately 3,337A± acres and another of approximately 3,692A± acres surrounding Little Sheep Mountain. This setting provides seamless access to thousands of acres of public land and excellent habitat continuity for wildlife movement. A small, functional cabin provides a practical base for hunting seasons and recreational use, while also lending itself well to weekend getaways. The mix of pine timber, meadow ground, broken terrain, and a seasonal flowing creek creates a classic southern Colorado foothills setting well suited for a variety of land uses. Property Attributes • 144.51A± deeded acres • Elevation is 8,150-8,900ft • Rough, broken terrain with varied topography • Native grasses throughout • Pine timber, scrub oak, and scattered aspen • Natural meadow openings interspersed with timber • Seasonal creek running through the property • Diverse wildlife habitat supporting multiple big-game species • Direct BLM boundary and close proximity to multiple large, BLM Tracts Improvements • One bedroom and one bathroom • 560 sq ft • Two loft-style sleeping areas • Small kitchen area with basic appliances • Washer and dryer • Electrical power Hunting • GMU 85 • Elk, Deer, Bear, Turkey, and Mountain Lion hunting • Over-the-Counter Archery Tags for Elk (Residents) • Over-the-Counter Rifle Tags for Elk 2nd and 3rd season (Residents & Nonresidents) Recreation • Lathrop State Park (39 min): Hiking, camping, boating, fishing • Hollydot Golf Course (45 min): 18-hole public course with dining • Lake Pueblo State Park (1 hr 9 min): Boating, trails, fishing, wildlife Location • 1 hr 2 min to Pueblo, CO • 1 hr 20 min to Alamosa, CO • 1 hr 20 min to San Luis Valley Regional Airport • 1 hr 20 min to Canon City, CO • 1 hr 39 min to Colorado Springs / COS Airport • 2 hr 50 min to Denver International Airport

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

2/10
Peakview SchoolGrades PK-622.4 mi
2/10
John Mall High SchoolGrades 7-1222.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Property

Details

  • Parcel number: 17137254

Lot

  • Lot size: 144.51 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Wildfire
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$579$6,948
Property Taxes $154$1,848
Electricity $186$2,232
Total$3,952$47,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,497/yr
40% on housing$118,560/yr
45% on housing$105,386/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,071This listing

vs Other Active Listings

Avg $/sqft

ZIP 81040$203
Huerfano County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 81040
Huerfano County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$599,999
2022-04-15Sold$265,000
2022-03-07Listed for sale$299,000
2022-01-30Listing removed--
2021-08-01Listed for sale$299,000

For Sale by Agent

AgentDarrell Fisher
BrokerageSt. James Sporting Properties

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