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8977 Eureka St, Milton, FL, 32583

3beds
2baths
1,858sqft
$374,999
$202price/sqft
$2,811/moest. monthly cost
$112,440/yrincome needed

About This Home

Built in 2021, this beautifully maintained 3-bedroom, 2-bath home offers over 1850 square feet in Yellow River Ranch, with a corner-lot setting and a pond just beyond the backyard. Out back, the screened porch gives you a front-row seat to the water - an easy spot for dinner outside, a quiet morning, or simply enjoying a little extra scenery from home. Inside, vaulted ceilings open up the main living area, where the living room, dining space, and kitchen all connect with an open feeling that flows seamlessly. Wood-look LVP flooring runs throughout the main spaces, plantation shutters dress the windows, and the kitchen adds plenty of personality with white shaker cabinets, black granite countertops, patterned tile backsplash, stainless appliances, a pantry, and a large island with seating. The split floor plan keeps the primary suite in the front of the house, with a tray ceiling in the bedroom and a spacious bath featuring a double vanity, tiled walk-in shower, and an oversized walk-in closet with built-in shelving. Two additional bedrooms and a full bath are tucked onto the back side The screened porch front porch gives you an outdoor space to use year-round, while the oversized two-car garage, dedicated laundry room, tankless water heater, and smart-home features handle the practical side of things. Yellow River Ranch also offers a community pool, pickleball courts, playground, pavilion, and scenic ponds throughout the neighborhood. Schedule your showing today to see this beautiful home in person!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Milton High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom

  • Level: First
  • Area: 180

Bedroom1

  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Heat Pump,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,858
  • Total interior livable area: 1,858 sqft

Master Bedroom

  • Level: First
  • Area: 225

Property

Details

  • Parcel number: 211n27619500m000010
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 5,357 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$349$4,188
Property Taxes $369$4,428
Electricity $197$2,366
Total$2,811$33,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,377/yr
40% on housing$84,330/yr
45% on housing$74,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$162
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$374,999
2025-06-19Listing removed$2,195
2025-04-22Listed for rent$2,195
2024-08-09Listing removed--
2024-08-07Price change$2,195
2024-07-11Listed for rent$2,095
2024-07-01Listing removed--
2024-06-20Listed for sale$415,000
2021-10-11Sold$350,078

For Sale by Agent

AgentJohanna Freeman
BrokerageTEAM SANDY BLANTON REALTY, INC

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